全屏显示专题章节

1.Enquiry（询盘）：指交易的一方向对方探询交易条件，表示交易愿望的一种行为。

2.Offer（发盘），也称发价，指交易的一方（发盘人）向另一方（受盘人）提出购买或出售某种商品的各项交易条件，并表示愿意按这些条件与对方达成交易、订立合同的一种肯定表示。

3.Counter-Offer（还盘），指受盘人不同意发盘中的交易条件而提出修改或变更意见的行为，在法律上称为反要约。

4.Acceptance（接受），指受盘人在发盘的有效期内，无条件地同意发盘中提出的各项交易条件，愿意按这些条件和对方达成交易的一种表示。

5.Business Negotiation（交易磋商），指买卖双方通过函电或洽谈，就某项商品成交条件进行反复协商，以求成交的过程。

1.询盘　发盘　还盘　接受　签订合同

3.被还盘或拒绝　被撤回或撤销　超过有效期　人力不可抗拒的意外事故导致失效接受前当事人丧失行为能力、死亡或法人破产等

4.品质　数量　价格　包装　支付方式　交货时间和地点

8.合同　确认书　协议书

三、单项选择题

1～5.CAADB　6～10.BDBAB　11～16.ABADCC

四、多项选择题

1.BD　2.ABD　3.ABC　4.ABCDE　5.BCD　6.ABCDE　7.ABE

1～5.错对对错错　6～10.错错错错错　11～15.对错错对错　16～18.错对错

六、案例分析题

1.Counter Sample（对等样品），又称回样，指卖方在收到买方的来样后，按照来样加工复制出与之相似的样品交买方确认，被确认的样品即为对等样品。

2.FAQ（良好平均品质，Fair Average Quality F.A.Q.），指一定时期内某地出口商品的平均品质，即平均中等品质，俗称“大路货”。

3.Quality Latitude（品质机动幅度），指允许卖方所交商品的品质指标在一定的幅度内机动。

4.Conditioned Weight（公量），指除去商品所含的实际水分，加上标准水分求得的重量。

5.More or Less Clause（溢短装条款），指卖方在交货时可以按照合同中规定的数量溢交或短交。

6.Gross for Net（以毛作净），即在计价时将毛重当作净重计算。

7.Neutral Packing（中性包装），指根据国外买方的要求，商品的内外包装上不注明生产国别、地名、厂名的包装。

1.内在质量　外观形态

2.品质机动幅度条款　品质公差条款

4.公制　英制　美制

5.运输标志　指示性标志　警告性标志

三、单项选择题

1～5.DBACB　6～10.DDADB　11～14.DCAB

四、多项选择题

1.AB　　　　2.BC　　　　3.ABCD　　4.ABCDE　　5.ABCDE

6.ABC7.ABCD8.ABC9.ABCD10.ACE

11.ABCD12.ABCE13.BCD14.AB15.ABCD

16.ABCDE17.ABCE18.ADE

1～5.错对错错错　6～10.错对错对对　11～15.错错错对错　16～20.错错错对错

六、案例分析题

1.Trade Terms（贸易术语），指在长期的国际贸易实践中产生的，用简明的语言或缩写字母来概括说明交货地点、买卖双方责任、费用和风险划分的专门用语。

2.国际贸易惯例，指人们在长期的国际贸易实践中逐渐形成的、具有普遍指导意义、具有法律约束力的成文或不成文的原则、规则、先例、习惯做法或解释。

3.Symbolic Delivery（象征性交货），指卖方以表明货物所有权的单据交付买方或其代理人，以代替货物实际交付的交货方法。

4.Physical Delivery（实际交货），指卖方按合同规定的时间和地点将货物实际置于买方控制之下，才算完成交货义务。

1.11种　FOB　CFR　CIF　FCA　CPT　CIP

2.风险　责任　费用

3.发出装船通知

4.《1932年华沙—牛津规则》《1990年美国对外贸易定义修正本》《2020年国际贸易术语解释通则》

5.FAS　FCA　FOB　运输

6.凭单　凭单　象征性交货

三、单项选择题

1～5.CCAAB　6～10.CBAAA　11～15.BDACC　16.C

四、多项选择题

1.BD2.BCDE3.BCDE4.ABCDE5.BCD

6.ABE7.ABCD8.ABC9.ACD10.ABCD

11.AD12.AD13.ABCD14.BD15.ABCD

1～5.错错错错错　6～10.错错错错错　11～13.对错错

六、案例分析题

1.Clean B／L（清洁提单），指货物在交运时，外表状况良好，承运人在签发提单时未加注任何不良批注的提单。

2.Liner Transport（班轮运输）又称定期船运输，指船舶按预定的航行时间表在固定的航线和港口之间往返运送货物，并按相对固定的费率收取运费的一种运输方式。

3.Through B／L（联运提单）是经两种或两种以上的运输方式运送货物，由第一程承运人签发的，包括全程并能在目的港提货的运单。

4.International Combined Transport（国际多式联运），指由多式联运经营人按多式联运合同，以两种或两种以上的不同运输方式将货物由一国境内接受货物的地点运至另一国境内指定地点交货的运输方式。

1.货物所有权凭证　凭单提货　背书转让　货物所有权凭证　凭单提货　背书转让

2.重量法　体积法　从价法　选择法　按件法　综合法　议定法

3.记名提单　不记名提单　指示提单

4.货物收据　物权凭证　运输契约

三、单项选择题

1～5.BBBDA　6～10.CBDBC　11～15.DBBDC　16～20.CDAAB

四、多项选择题

1.ABCD　2.AB　3.BCD　4.AD　5.ABCD

1～5.错错错对错　6～10.错错对对对　11～15.错对对错错　16～17.对错

七、案例分析题

1.Particular Average（单独海损）是指不属于共同海损的货物损失，是由承保范围内的风险所直接导致的船舶或货物的部分损失。

2.General Average（共同海损）是指载货的船舶在海上遇到灾害、事故，威胁到船货等各方的共同安全时，为了解除这种威胁，维护船货的安全，使航程得以继续完成，船方有意识地、合理地采取措施，造成某些特殊损失或者支出特殊额外费用。

3.Actual Total Loss（实际全损）又称绝对全损，是指被保险货物全部灭失或全部变质，或者货物全部不能归原货主等情形。

4.Constructive Total Loss（推定全损）一般是指保险标的物受损后并未全部灭失，但若进行施救、整理、修复所需的费用，或者这些费用再加上续运至目的地的费用的总和，估计要超过货物在目的地的完好状态的价值。

5.Warehouse to Warehouse Clause（仓至仓条款）是指保险责任自被保险货物运离保险单所载明的起运地发货人的仓库开始时生效，直至该项货物到达保险单所载明的目的地收货人的最后仓库或储存处或被保险人用作分配、分派或非正常运输的其他储存处所为止。

6.Sue＆Labour Charge（施救费用）是指保险标的物遇到保险责任范围内的灾害事故时，被保险人或其代表、雇用人员和保险单受让人等为抢救货物，以防止其损失扩大或为减少损失所采取的措施而支出的费用。

7.Salvage Charge（救助费用）是指保险标的物遇到保险单所列灾害事故时，由保险人和被保险人以外的第三者采取了有效的救助行动，在救助成功后，由被救方支付给救助方的一种报酬。

1.一般附加险　特殊附加险

3.实际全损　推定全损

4.单独海损　共同海损

5.水渍险　一切险

7.自然灾害　意外事故

9.ICC（A）　ICC（B）　ICC（C）

三、单项选择题

1～5.DACBC　6～10.ABBDC

四、多项选择题

1.ABCD2.ABCD3.CDE4.ABC5.ABCD

6.ABCDE7.BD8.BCD9.ABC10.ABC

1～5.错错对对对　6～10.对错错错错

六、案例分析题

计量单位　计价货币　国际贸易术语　单位价格金额

5.佣金6美元／千克；CIF净价：194美元／千克；CIFC5%：204.21美元／千克

6.换汇成本4.972 8 RMB／USD；出口盈亏率84.26%。

1.Irrevocable L／C（不可撤销信用证）是指信用证一经开出，在有效期内，未经受益人及有关当事人的同意，开证行不得片面修改和撤销，只要受益人提供的单据符合信用证规定，开证行必须履行付款义务。

2.D／P（付款交单）是指代收行必须在付款人付清票款之后，方可将货运单据交给付款人。

3.Trust Reciept（信托收据）是进口人借单时提供的一种书面信用担保文件，用来表示愿意以代收行的委托人身份代为提货、报关、存仓、保险或出售，并承认货物所有权仍属银行。

4.Bill of Exchange（汇票）是出票人签发的，委托付款人在见票时或者在指定日期无条件支付确定的金额给收款人或持票人的票据。

5.Collection（托收）是指由接到托收指示的银行根据所收到的指示处理金融单据和（或）商业单据以便取得付款／承兑，或凭付款／承兑交出商业单据，或凭其他条款或条件交出单据。

6.L／C（信用证）是一种银行开立的有条件的承诺付款的书面文件。

7.International Factoring（国际保理）是商业银行或附属机构通过收购消费品出口债券而向出口商提供的一项综合性金融业务。

8.L／G（银行保函）是指银行应申请人的请求，向第三方（受益人）开立的一种书面信用担保凭证。

9.Transferable L／C（可转让信用证）是指信用证的受益人（第一受益人）可以要求授权付款、承担延期付款责任、承兑或议付的银行（统称“转让银行”），或当信用证是自由议付时，可以要求信用证中特别授权的转让银行，将信用证全部或部分转让给一个或数个受益人（第二受益人）合用的信用证。

10.Confirmed L／C（保兑信用证）是指开证行开出的信用证，由另一银行保证对符合信用证条款规定的单据履行借款义务。

11.Standby L／C（备用信用证）是指开证行根据开证申请人的请求对受益人开立的承诺承担某项义务的凭证。

1.开证申请人　开证银行　通知银行　受益人

2.《跟单信用证统一惯例》《UCP600》

4.付款人付清票款

6.出票　提示　承兑　付款

7.限制性抬头　指示性抬头　持票人或来人抬头

8.汇付　托收　信用证

三、单项选择题

1～5.ABCAB　6～9.CBBBD

四、多项选择题

1.BCD2.BC3.ABDE4.BCD5.ABCD

6.ABD7.BD8.AD9.ABD10.ABD

1～5.错错对对错　6～10.错错对错错

七、案例分析题

1.Customs Invoice（海关发票）是进口国海关制定的一种发票格式，要求卖方填制，供买方凭以报关。

2.Proforma Invoice（形式发票）是在交易达成前卖方应买方的要求，将拟报价出售的货物名称、规格、单价、价格条件、装运期及支付方式等一一列明的一种非正式发票，作为买方向本国的进出口管理机构或管汇部门申请进口许可证或批汇的依据。

3.Insurance Certificate（保险凭证）俗称小保单，是保险人出具的一种简化的保险契约，原则上它与大保单具有同等效力。

二、单项选择题

三、多项选择题

一、单项选择题

二、多项选择题

1.催证是指卖方在买方未按合同规定开出信用证时，催促买方尽快开证。

2.改证是对已开立的信用证中的某些条款进行修改的行为。

3.收妥结汇又称收妥付款，也就是“先收后结”，是指信用证议付行收到出口企业的出口单据后，经审查无误，将单据寄交国外付款行索取货款的结汇做法。

4.出口押汇又称买单结汇，是指议付行在审单认可的情况下，按信用证条款买入出口公司的汇票和单据，按照汇票金额扣除从议付日到估计收到货款之日的利息，将余款按当天的牌价折算成人民币付给出口企业。

5.定期结汇是指议付行在收到受益人提交的单据，经审核无误后，将单据寄给国外银行索取外汇，并自交单之日起，在事先规定的期限内将外汇货款结算成人民币交付给受益人。

3.正确　完整　及时　简明　整洁

4.收妥结汇　买单结汇　定期结汇

三、单项选择题

1～5.ABCAA　6～10.BBAAA

四、多项选择题

1.ACE2.ABCDE3.BC4.BCD5.ABCDE

6.ADE7.ABC8.ABC9.BCD

1～5.错对对错错　6～10.对错错对对

1.套期保值又称为海琴，是期货市场交易者将期货交易与现货交易结合起来进行的一种市场行为。

2.寄售是一种委托代售的贸易方式，指寄售人先将准备销售的货物运往国外寄售地，委托当地代销人按照寄售协议规定的条件代为销售后，再由代销人向货主结算货款。

3.拍卖是由经营拍卖业务的拍卖行接受货主的委托，在规定的时间和场所，按照一定的章程和规则，以公开叫价的方法，把货物卖给出价最高的买主的一种贸易方式。

4.独家代理是在指定地区和期限内单独代表委托人从事代理协议中规定的有关业务的代理人。

5.补偿贸易是在信贷的基础上买进国外机器、设备、原材料、生产技术和其他制成品或劳务，在项目建成投产后，用这些引进技术和设备生产出的产品或商定的其他商品或劳务去偿还贷款本息的一种特殊本息贸易方式。

6.招标是指由招标人（买方）发出招标公告或者招标单，提出准备购买的商品的种类、数量、规格等要求以及其他买卖条件，邀请卖方在规定时间、地点进行投标，以选定合适的贸易伙伴的行为。

7.包销是指经销商在协议规定的期限和地域内，对指定的商品享有独家专营权的经销方式。

1.总代理　独家代理　一般代理

2.招标　投标　开标与评标　签订合同

3.增价拍卖　减价拍卖　密封递价拍卖

4.买入　买期保值　卖出　卖期保值

5.易货贸易　互购　回购　抵销

6.直接产品补偿　间接产品补偿　劳务补偿　多边补偿　综合补偿

7.买卖关系　代理关系

三、单项选择题

1～5.AABAC　6～10.CAABA　11～15.CCDCA

四、多项选择题

1.AB　2.ABCD　3.ABCE

1～5.对对错对对　6～10.对对错对错　1～15.对错错对对

六、案例分析题

RULE OF INTERPRETATION

In the adjustment of general average the following Rules shall apply to the exclusion of any Law and Practice inconsistent therewith.

Except as provided by the Rule Paramount and the numbered Rules，general average shall be adjusted according to the lettered Rules.

共同海损理算，适用下列规则，凡与这些规则相抵触的法律和惯例都不适用。

除首要规则和数字规则已有规定者外，共同海损应按字母规则理算。

In no case shall there be any allowance for sacrifice or expenditure unless reasonably made or incurred.

牺牲或费用，除合理做出或支付者外，不得受到补偿。

There is a general average act when，and only when，any extraordinary sacrifice or expenditure is intentionally and reasonably made or incurred for the common safety for the purpose of preserving from peril the property involved in a common maritime adventure.

General average sacrifices and expenditures shall be borne by the different contributing interests on the basis hereinafter provided.

1）只有在为了共同安全，使同一航程中的财产脱离危险，有意而合理地做出特殊牺牲或支付特殊费用时，才能构成共同海损行为。

2）共同海损牺牲和费用，应按下列规定，由各分摊方分摊。

There is a common maritime adventure when one or more vessels are towing or pushing another vessel or vessels，provided that they are all involved in commercial activities and not in a salvage operation.

When measures are taken to preserve the vessels and their cargoes，if any，from a common peril，these Rules shall apply.

A vessel is not in common peril with another vessel or vessels if by simply disconnecting from the other vessel or vessels she is in safety；but if the disconnection is itself a general average act the common maritime adventure continues.

1）如果船舶拖带或顶推其他船舶而它们都从事商业活动而不是救助作业，则处于同一航程之中。

如果所采取的措施是为了使这些船舶及其货物（如果有）脱离共同危险，则应适用本规则。

2）如果一艘船舶只要脱离其他船舶便能获得安全，则同其他船舶不处于共同的危险之中，但如果脱离本身是共同海损行为，则共同航程继续存在。

Only such losses，damages or expenses which are the direct consequence of the general average act shall be allowed as general average.

In no case shall there be any allowance in general average for losses，damages or expenses incurred in respect of damage to the environment or in consequence of the escape or release of pollutant substances from the property involved in the common maritime adventure.

Demurrage，loss of market，and any loss or damage sustained or expense incurred by reason of delay，whether on the voyage or subsequently，and any indirect loss whatsoever，shall not be allowed as general average.

1）只有属于共同海损行为直接后果的损失或费用，才应作为共同海损。

2）环境损害或因同一航程中的财产漏出或排放污染物所引起的损失或费用不得认作共同海损。

3）不论是在航程中或其后发生的滞期损失、行市损失和任何因迟延所遭受的损失或支付的费用以及任何间接损失都不得认作共同海损。

Rights to contribution in general average shall not be affected，though the event which gave rise to the sacrifice or expenditure may have been due to the fault of one of the parties to the adventure，but this shall not prejudice any remedies or defences which may be open against or to that party in respect of such fault.

即使引起牺牲或费用的事故，可能是由于航程中某一方的过失所造成的，也不影响要求分摊共同海损的权利，但这不妨碍非过失方与过失方之间就此项过失可能提出的任何索赔或抗辩。

The onus of proof is upon the party claiming in general average to show that the loss or expense claimed is properly allowable as general average.

All parties claiming in general average shall give notice in writing to the average adjuster of the loss or expense in respect of which they claim contribution within 12 months of the date of the termination of the common maritime adventure.

Failing such notification，or if within 12 months of a request for the same any of the parties shall fail to supply evidence in support of a notified claim，or particulars of value in respect of a contributory interest，the average adjuster shall be at liberty to estimate the extent of the allowance or the contributory value on the basis of the information available to him，which estimate may be challenged only on the ground that it is manifestly incorrect.

1）提出共同海损索赔的一方应负举证责任，证明所索赔的损失或费用应作为共同海损。

2）所有提出共同海损索赔的关系方应于共同航程终止后十二个月内将要求分摊的损失或费用书面通知海损理算师。

如不通知或经要求后十二个月内不提供证据支持所通知的索赔或关于分摊方的价值的详细材料，则海损理算师可以根据他所掌握的材料估算补偿数额或分摊价值。除非估算明显不正确，否则不得提出异议。

Any additional expense incurred in place of another expense，which would have been allowable as general average shall be deemed to be general average and so allowed without regard to the saving，if any，to other interests，but only up to the amount of the general average expense avoided.

凡为代替本可作为共同海损的费用而支付的额外费用，可作为共同海损并得到补偿，无须考虑对于其他有关方有无节省，但其数额不得超过被代替的共同海损费用。

General average shall be adjusted as regards both loss and contribution upon the basis of values at the time and place when and where the adventure ends.

This rule shall not affect the determination of the place at which the average statement is to be made up.

When a ship is at any port or place in circumstances which would give rise to an allowance in general average under the provisions of Rules X and XI，and the cargo or part thereof is forwarded to destination by other means，rights and liabilities in general average shall，subject to cargo interests being notified if practicable，remain as nearly as possible the same as they would have been in the absence of such forwarding，as if the adventure had continued in the original ship for so long as justifiable under the contract of affreightment and the applicable law.

The proportion attaching to cargo of the allowances made in general average by reason of applying the third paragraph of this Rule shall not exceed the cost which would have been borne by the owners of cargo if the cargo had been forwarded at their expense.

1）共同海损损失和分摊的理算，应以航程终止的时间和地点的货物价值为基础。本条规定不影响对编制海损理算书地点的决定。

2）船舶在任何港口或地点停留，而根据规则十和十一的规定将发生共同海损补偿时，如果全部货物或其中的一部分用其他运输方式已运往目的地并尽可能通知了货方，则共同海损的权利和义务，将尽可能地如同没有此一转运，而是在运输合同和所适用的法律所许可的时间内可以视为和原船继续原航程一样。

因适用本条第三款，认作共同海损补偿而由货物分摊的部分不应超过如由货主承担费用时把货物转运至目的港所应支付的费用。

RULE I.JETTISON OF CARGO

No jettison of cargo shall be allowed as general average，unless such cargo is carried in accordance with the recognised custom of the trade.

规则一　抛弃货物

被抛弃的货物，除非按照公认的海运习惯运送，不得作为共同海损受到补偿。

RULE II.LOSS OR DAMAGE BY SACRIFICES FOR THE COMMON SAFETY

Loss of or damage to the property involved in the common maritime adventure by or in consequence of a sacrifice made for the common safety，and by water which goes down a ship's hatches opened or other opening made for the purpose of making a jettison for the common safety，shall be allowed as general average.

规则二　为了共同安全做出牺牲所造成的损失

为了共同安全做出牺牲，或是为了共同安全进行抛弃、开舱或打洞以致进水，造成共同航程中的财产损失，应作为共同海损受到补偿。

RULE III.EXTINGUISHING FIRE ON SHIPBOARD

Damage done to a ship and cargo，or either of them，by water or otherwise，including damage by beaching or scuttling a burning ship，in extinguishing a fire on board the ship，shall be allowed as general average；except that no allowance shall be made for damage by smoke however caused or by heat of the fire.

规则三　扑灭船上火灾

为了扑灭船上火灾，因水或其他原因使船舶、货物遭受损坏，包括将着火船舶搁浅或凿沉所造成的损坏，均应作为共同海损受到补偿。但由于烟熏或因火引起热烤所造成的损坏除外。

RULE IV.CUTTING AWAY WRECK

Loss or damage sustained by cutting away wreck or parts of the ship which have been previously carried away or are effectively lost by accident shall not be allowed as general average.

规则四　切除残余部分

因切除由于意外事故原已折断或实际已毁损的船舶残留部分所遭受的损失，不得作为共同海损受到补偿。

RULE V.VOLUNTARY STRANDING

When a ship is intentionally run on shore for the common safety，whether or not it might have been driven on shore，the consequent loss or damage to the property involved in the common maritime adventure shall be allowed in general average.

规则五　有意搁浅

船舶无论是否势必搁浅，如果为了共同安全有意搁浅，因此所造成的共同航程中的财产的损失应认作共同海损。

RULE VI.SALVAGE REMUNERATION

a.Salvage payments，including interest thereof and legal fees associated with such payments，shall lie where they fall and shall not be allowed in general average，save only that if one party to the salvage shall have paid all or any of the proportion of salvage（including interest and legal fees）due from another party（calculated on the basis of salved values and not general average contributory values），the unpaid contribution to salvage due from that other party shall be credited in the adjustment to the party that has paid it，and debited to the party on whose behalf the payment was made.

b.Salvage payments referred to in paragraph（a）above shall include any salvage remuneration in which the skill and efforts of the salvors in preventing or minimising damage to the environment such as is referred to in Article 13 paragraph 1（b）of the International Convention on Salvage 1989 have been taken into account.

c.Special compensation payable to a salvor by the ship-owner under Article 14 of the said Convention to the extent specified in paragraph 4 of that Article or under any other provision similar in substance（such as SCOPIC）shall not be allowed in general average and shall not be considered a salvage payment as referred to in paragraph（a）of this Rule.

规则六　救助报酬

（1）救助款项，包括所生利息和相关的法律费用，应由付款方自行承担而不得认入共同海损，除非与救助有关的一方已支付应由另一方承担的（根据获救价值而不是按共同海损分摊价值计算的）全部或部分救助费用（包括利息和法律费用），在理算中，应由另一方支付但该方未付的救助费用应贷记付款方，借记由他方代其付款的一方。

（2）上述第一段中所指的救助费用应包括1989年国际救助公约第13条第1款（b）所述的考虑救助人在防止或减轻环境损害中提供的技术和努力而付给救助人的任何救助报酬。

（3）根据上述公约第14条第4款或任何其他实质上类似的规定（如SCOPIC）由船舶所有人付给救助人的特别补偿不得认入共同海损，也不被认为是本条第（1）款下的救助报酬。

RULE VII.DAMAGE TO MACHINERY AND BOILERS

Damage caused to any machinery and boilers of a ship which is ashore and in a position of peril，in endeavouring to refloat，shall be allowed in general average when shown to have arisen from an actual intention to float the ship for the common safety at the risk of such damage；but where a ship is afloat no loss or damage caused by working the propelling machinery and boilers shall in any circumstances be allowed as general average.

规则七　机器和锅炉的损坏

在船舶搁浅并有危险的情况下，如经证明确是为了共同安全，有意使机器、锅炉冒受损坏的危险而设法起浮船舶，由此造成任何机器和锅炉的损坏，应认入共同海损；但船舶在浮动状态下因使用推进机器和锅炉所造成的损失，在任何情况下都不得作为共同海损受到补偿。

RULE VIII.EXPENSES LIGHTENING A SHIP WHEN ASHORE AND CONSEQUENT DAMAGE

When a ship is ashore and cargo and ship's fuel and stores or any of them are discharged as a general average act，the extra cost of lightening，lighter hire and reshipping（if incurred），and any loss or damage to the property involved in the common maritime adventure in consequence thereof，shall be allowed as general average.

规则八　减载搁浅船舶所引起的费用和损坏

作为共同海损行为而卸下搁浅船舶的货物、船用燃料和物料时，其减载、租用驳船和重装（如果发生）的额外费用和由此造成共同航程中的财产的任何灭失或损坏，都应认作共同海损。

RULE IX.CARGO，SHIP'S MATERIALS AND STORES USED FOR FUEL

Cargo，ship's materials and stores，or any of them，necessarily used for fuel for the common safety at a time of peril shall be allowed as general average，but when such an allowance is made for the cost of ship's materials and stores the general average shall be credited with the estimated cost of the fuel which would otherwise have been consumed in prosecuting the intended voyage.

规则九　用作燃料的货物、船用材料和物料

在遭遇危险时，为了共同安全的需要，用作燃料的货物、船用材料和物料，应认作共同海损，但船用材料和物料费用受到补偿时，为完成原定航程本应消耗的燃料的估计费用，应从共同海损中扣除。

RULE X.EXPENSES AT PORT OF REFUGE，ETC.

a.（i）When a ship shall have entered a port or place of refuge or shall have returned to her port or place of loading in consequence of accident，sacrifice or other extraordinary circumstances which render that necessary for the common safety，the expenses of entering such port or place shall be allowed as general average；and when she shall have sailed thence with her original cargo，or a part of it，the corresponding expenses of leaving such port or place consequent upon such entry or return shall likewise be allowed as general average.

（ii）When a ship is at any port or place of refuge and is necessarily removed to another port or place of refuge because repairs cannot be carried out in the first port or place，the provisions of this Rule shall be applied to the second port or place of refuge as if it were a port or place of refuge and the cost of such removal including temporary repairs and towage shall be allowed as general average.The provisions of Rule XI shall be applied to the prolongation of the voyage occasioned by such removal.

b.（i）The cost of handling on board or discharging cargo，fuel or stores whether at a port or place of loading，call or refuge，shall be allowed as general average，when the handling or discharge was necessary for the common safety or to enable damage to the ship caused by sacrifice or accident to be repaired，if the repairs were necessary for the safe prosecution of the voyage，except in cases where the damage to the ship is discovered at a port or place of loading or call without any accident or other extraordinary circumstances connected with such damage having taken place during the voyage.

（ii）The cost of handling on board or discharging cargo，fuel or stores shall not be allowable as general average when incurred solely for the purpose of restowage due to shifting during the voyage，unless such restowage is necessary for the common safety.

c.Whenever the cost of handling or discharging cargo，fuel or stores is allowable as general average，the costs of storage，including insurance if reasonably incurred，reloading and stowing of such cargo，fuel or stores shall likewise be allowed as general average.The provisions of Rule XI shall be applied to the extra period of detention occasioned by such reloading or restowing.

But when the ship is condemned or does not proceed on her original voyage，storage expenses shall be allowed as general average only up to the date of the ship's condemnation or of the abandonment of the voyage or up to the date of completion of discharge of cargo if the condemnation or abandonment takes place before that date.

规则十　在避难港等地的费用

（1）①船舶因遭遇意外事故、牺牲或其他特殊情况，为了共同安全必须驶入避难港、避难地或驶回装货港、装货地时，其驶入这种港口或地点的费用，应认作共同海损；其后该船舶装载原装货物或其一部分驶出该港口或地点的相应费用，也应认作共同海损。

②船舶在某一避难港或避难地不能进行修理而需转移到另一避难港口或地点时，此第二避难港口或地点应视作避难港或避难地适用本条的规定。此项转移费用，包括临时修理和拖带费用，应作为共同海损。因此项转移而引起的航程延长，适用规则十一的规定。

（2）①在装货、停靠或避难港口或地点在船上搬移或卸下货物、燃料或物料的费用，应认作共同海损，如果这种搬移或卸载是共同安全所必需，或者是为了使船舶因牺牲或意外事故所造成的损坏得以修理，而且此项修理是安全地完成航程所必需的。但如果船舶的损坏是在装货或停靠港口或地点发现的，而且航程中没有发生过与此项损坏有关的任何意外事故或其他特殊情况，则不在此列。

②只是为了重新积载在航程中移动的货物而产生的在船上搬移或卸下货物、燃料或物料的费用，除非该项重新积载是共同安全所必需的，不得认作共同海损。

（3）当货物、燃料或物料的搬移或卸载费用可认作共同海损时，该货物、燃料或物料的存储费，包括合理支付的保险费、重装费和积载费也应认作共同海损。规则十一适用于重装或重新积载所引起的额外停留期间。

但是，如果船舶报废或不继续原定航程，认作共同海损的储存费只应计算至船舶报废或放弃航程之日为止。如果船舶在卸货完毕以前报废或放弃航程，则应计算至卸货完毕之日为止。

RULE XI.WAGES AND MAINTENANCE OF CREW AND OTHER EXPENSES PUTTING IN TO AND AT A PORT OF REFUGE，ETC.

a.Wages and maintenance of master，officers and crew reasonably incurred and fuel and stores consumed during the prolongation of the voyage occasioned by a ship entering a port or place of refuge or returning to the port or place of loading shall be allowed as general average when the expenses of entering such port or place are allowable as general average in accordance with Rule X（a）.

b.For the purpose of this and the other Rules wages shall include all payments made to or for the benefit of the master，officers and crew，whether such payments be imposed by law upon the ship-owners or be made under the terms of articles of employment.

c.（i）When a ship shall have entered or been detained in any port or place in consequence of accident，sacrifice or other extraordinary circumstances which render that necessary for the common safety，or to enable damage to the ship caused by sacrifice or accident to be repaired，if the repairs were necessary for the safe prosecution of the voyage，fuel and stores consumed during the extra period of detention in such port or place until the ship shall or should have been made ready to proceed upon her voyage，shall be allowed as general average，except such fuel and stores as are consumed in effecting repairs not allowable in general average.

（ii）Port charges incurred during the extra period of detention shall likewise be allowed as general average except such charges as are incurred solely by reason of repairs not allowable in general average.

（iii）Provided that when damage to the ship is discovered at a port or place of loading or call without any accident or other extraordinary circumstance connected with such damage having taken place during the voyage，then fuel and stores consumed and port charges incurred during the extra detention for repairs to damages so discovered shall not be allowable as general average，even if the repairs are necessary for the safe prosecution of the voyage.

（iv）When the ship is condemned or does not proceed on her original voyage，fuel and stores consumed and port charges shall be allowed as general average only up to the date of the ship's condemnation or of the abandonment of the voyage or up to the date of completion of discharge of cargo if the condemnation or abandonment takes place before that date.

d.The cost of measures undertaken to prevent or minimise damage to the environment shall be allowed in general average when incurred in any or all of the following circumstances：

（i）as part of an operation performed for the common safety which，had it been undertaken by a party outside the common maritime adventure，would have entitled such party to a salvage reward；

（ii）as a condition of entry into or departure from any port or place in the circumstances prescribed in Rule X（a）；

（iii）as a condition of remaining at any port or place in the circumstances prescribed in Rule XI（c），provided that when there is an actual escape or release of pollutant substances the cost of any additional measures required on that account to prevent or minimise pollution or environmental damage shall not be allowed as general average；

（iv）necessarily in connection with the discharging，storing or reloading of cargo whenever the cost of those operations is allowable as general average.

规则十一　驶入和停留在避难港等地的船员工资、给养和其他费用

（1）如果船舶驶入避难港、避难地或驶回装货港、装货地的费用依照规则十（1）的规定可认作共同海损，则由此而引起的航程延长期间合理产生的船长、高级船员和一般船员的工资、给养和消耗的燃料、物料，也应认作共同海损。

（2）本条和其他各条所指的工资应包括付给船长、高级船员和一般船员或为他们的利益而支付的一切款项，不论这种款项是因法律规定由船东支付的或者是根据雇佣条件支付的。

（3）①由于意外事故、牺牲或其他特殊情况，船舶驶入或停留在任何港口或地点，如果是为了共同安全的需要，或者是为了使船舶因牺牲或意外事故所造成的损坏得以修理，而且此项修理是安全完成航程所必需的，则在此种港口或地点额外停留期间，直至该船舶完成或应能完成继续航行的准备工作之时为止所消耗的燃油和物料应认入共同海损，但此燃油和物料中为修理的消耗不能认入共同海损。

②额外停留期间的港口费用也应认作共同海损，但仅为进行不属于共同海损的修理而支付的港口费用除外。

③如果船舶的损坏是在装货或停靠港口或地点发现的，而且航程中没有发生过与此项损坏有关的任何意外事故或其他特殊情况，则在修理上述损坏的额外停留期间所消耗的燃料、物料和港口费用不得认作共同海损，即使这项修理是安全的完成航程所必需的。

如果船舶报废或不继续原定航程，认作共同海损的燃料、物料和港口费用，只应计算至船舶报废或放弃航程之日为止；如果船舶在卸货完毕以前报废或放弃航程，则应计算至卸货完毕之日为止。

（4）为了防止或减轻环境损害采取措施的费用，如果是在下列情况下产生的，应认作共同海损：

①作为为了共同安全而采取的措施的一部分，而这种措施假如由同一航程以外的第三方所采取，该方可获得救助报酬的。

②作为规则十（1）所述的情况下船舶进入或离开任何港口或地点的条件的。

③作为规则十一（2）所述情况下船舶在任何港口或地点停留的条件的，但假如实际已有污染物漏出或排放，则为了防止或减轻污染或环境损害而采取任何额外措施的费用，不得作为共同海损受偿。

④如果为了货物卸载、储存和重装的需要，这些措施的费用可以认入共同海损。

RULE XII.DAMAGE TO CARGO IN DISCHARGING，ETC.

Damage to or loss of cargo，fuel or stores sustained in consequence of their handling，discharging，storing，reloading and stowing shall be allowed as general average，when and only when the cost of those measures respectively is allowed as general average.

规则十二　货物在卸载等过程中遭受的损坏

只有当搬移、卸载、储存、重装和积载货物、燃料或物料的费用可认作共同海损时，由于各该措施的后果而使货物、燃料或物料所遭受的损失才应作为共同海损受到补偿。

RULE XIII.DEDUCTIONS FROM COST OF REPAIRS

a.Repairs to be allowed in general average shall not be subject to deductions in respect of“new for old”where old material or parts are replaced by new unless the ship is over fifteen years old in which case there shall be a deduction of one third.The deductions shall be regulated by the age of the ship from the 31st December of the year of completion of construction to the date of the general average act，except for insulation，life and similar boats，communications and navigational apparatus and equipment，machinery and boilers for which the deductions shall be regulated by the age of the particular parts to which they apply.

b.The deductions shall be made only from the cost of the new material or parts when finished and ready to be installed in the ship.No deduction shall be made in respect of provisions，stores，anchors and chain cables.Dry-dock and slipway dues and costs of shifting the ship shall be allowed in full.

c.The costs of cleaning，painting or coating of bottom shall not be allowed in general average unless the bottom has been painted or coated within the twelve months preceding the date of the general average act in which case one half of such costs shall be allowed.

规则十三　修理费用的扣减

（1）用新材料或新部件更换旧材料或旧部件时，如果船龄不超过十五年，列入共同海损的修理费用，不作“以新换旧”的扣减，否则应扣减三分之一。是否扣减，应按船龄确定，船龄是从船舶建成之年的12月31日起计算至共同海损行为发生之日为止。但绝缘材料、救生艇和类似小艇、通信和航海仪器和设备、机器和锅炉应按各自使用的年数确定。

（2）扣减应只从新材料或新部件制成并准备安装到船上时的价值扣减。供应品、物料、锚和锚链不作扣减。干坞费、船台费和移泊费应全部认入共同海损。

（3）船底刷洗、油漆或涂层的费用不应列入共同海损，但如在共同海损行为发生之日以前十二月内曾经油漆或涂层，则油漆或涂层费用的半数应作为共同海损。

RULE XIV.TEMPORARY REPAIRS

a.Where temporary repairs are effected to a ship at a port of loading，call or refuge，for the common safety，or of damage caused by general average sacrifice，the cost of such repairs shall be allowed as general average.

b.Where temporary repairs of accidental damage are effected in order to enable the adventure to be completed，the cost of such repairs shall be allowed as general average without regard to the saving，if any，to other interests，but only up to the saving in expense which would have been incurred and allowed in general average if such repairs had not been effected there.Provided that for the purposes of this paragraph only，the cost of temporary repairs falling for consideration shall be limited to the extent that the cost of temporary repairs effected at the port of loading，call or refuge，together with either the cost of permanent repairs eventually effected or，if unrepaired at the time of the adjustment，the reasonable depreciation in the value of the vessel at the completion of the voyage exceeds the cost of permanent repairs had they been effected at the port of loading，call or refuge.

c.No deductions“new for old”shall be made from the cost of temporary repairs allowable as general average.

规则十四　临时修理

（1）如果船舶为了共同安全或对共同海损牺牲所造成的损坏在装货、停靠或避难港进行临时修理，此项修理费用应认入共同海损。

（2）如果为了完成航程而对意外损坏进行临时修理，则无须考虑对于其他方有无节省，此项修理费用应认作共同海损，但其数额应以因此所节省的如不在该港进行临时修理本应支付并认入共同海损的费用为限。但就本段而言，需要考虑的临时修理费用，应以在装货港、停靠港或避难港进行临时修理的费用与最终进行永久修理的费用之和，或如在理算时未进行修理，则与航程完成时船舶的合理贬值之和超过假如在装货港、停靠港或避难港进行永久修理所需费用的数额为限。

（3）可作为共同海损的临时修理费用，不应作“以新换旧”的扣减。

RULE XV.LOSS OF FREIGHT

Loss of freight arising from damage to or loss of cargo shall be allowed as general average，either when caused by a general average act，or when the damage to or loss of cargo is so allowed.

Deduction shall be made from the amount of gross freight lost，of the charges which the owner thereof would have incurred to earn such freight，but has，in consequence of the sacrifice，not incurred.

规则十五　运费损失

如果货物的损失是共同海损行为造成的，或者已作为共同海损受到补偿，则由于货物损失所引起的运费损失，也应作为共同海损受到补偿。

损失的运费总额应扣减所有人为赚得此项运费本应支付但由于牺牲而无须支付的费用。

RULE XVI.AMOUNT TO BE ALLOWED FOR CARGO LOST OR DAMAGED BY SACRIFICE

a.The amount to be allowed as general average for damage to or loss of cargo sacrificed shall be the loss which has been sustained thereby based on the value at the time of discharge，ascertained from the commercial invoice rendered to the receiver or if there is no such invoice from the shipped value.The value at the time of discharge shall include the cost of insurance and freight except insofar as such freight is at the risk of interests other than the cargo.

b.When cargo so damaged is sold and the amount of the damage has not been otherwise agreed，the loss to be allowed in general average shall be the difference between the net proceeds of sale and the net sound value as computed in the first paragraph of this Rule.

规则十六　货物因牺牲所受损失的补偿数额

（1）牺牲的货物，作为共同海损受到补偿的数额，应是以其在卸货时的价值为基础计算出的损失。此项价值应根据送交收货人的商业发票确定；如果没有此项发票，则应根据装运价值确定。货物在卸货时的价值应包括保险费和运费，但不由货方承担风险的运费除外。

（2）如果受损货物已经出售，而其损失数额未经另行议定，则作为共同海损受到补偿的数额，应根据出售净得数额与按照本条第一款计算的完好净值之间的差额确定。

RULE XVII.CONTRIBUTORY VALUES

a.（i）The contribution to a general average shall be made upon the actual net values of the property at the termination of the adventure except that the value of cargo shall be the value at the time of discharge，ascertained from the commercial invoice rendered to the receiver or if there is no such invoice from the shipped value.

（ii）The value of the cargo shall include the cost of insurance and freight unless and insofar as such freight is at the risk of interests other than the cargo，deducting therefrom any loss or damage suffered by the cargo prior to or at the time of discharge.

（iii）The value of the ship shall be assessed without taking into account the beneficial or detrimental effect of any demise or time charter party to which the ship may be committed.

b.To these values shall be added the amount allowed as general average for property sacrificed，if not already included，deduction being made from the freight and passage money at risk of such charges and crew's wages as would not have been incurred in earning the freight had the ship and cargo been totally lost at the date of the general average act and have not been allowed as general average；deduction being also made from the value of the property of all extra charges incurred in respect thereof subsequently to the general average act，except such charges as are allowed in general average or fall upon the ship by virtue of an award for special compensation under Art.14 of the International Convention on Salvage，1989 or under any other provision similar in substance.

c.In the circumstances envisaged in the third paragraph of Rule G，the cargo and other property shall contribute on the basis of its value upon delivery at original destination unless sold or otherwise disposed of short of that destination，and the ship shall contribute upon its actual net value at the time of completion of discharge of cargo.

d.Where cargo is sold short of destination，however，it shall contribute upon the actual net proceeds of sale，with the addition of any amount allowed as general average.

e.Mails，passengers'luggage，personal effects and accompanied private motor vehicles shall not contribute to general average.

规则十七　分摊价值

（1）①共同海损的分摊，应以航程终止时财产的实际净值为基础，但货物应以卸货时的价值为基础，此项价值应根据送交收货人的商业发票确定；如果没有此项发票，则应根据装运价值确定。

②货物的价值应包括保险费和运费（但不由货方承担风险的运费除外），并扣减卸货前和卸货时所遭受的损失。

③确定船舶的价值时，无须考虑该船因订有光船或定期租船契约而产生的有利或不利影响。

（2）上述价值如果没有包括牺牲的财产作为共同海损受到补偿的数额，则应加上这一数额。有风险的客、货运费，应扣减假如船舶和货物在共同海损行为发生之日全部损失就无须为赚得该项费用而支付的、不属于共同海损的费用和船员工资。财产价值还应扣减在共同海损行为发生以后所支付的一切额外费用，但已作为共同海损的费用或根据1989年国际救助公约第14条或任何其他实质上类似的规定裁决应由船舶承担的特别补偿除外。

（3）在规则G第三款所述的情况下，货物和其他财产，除非在运达目的地以前售出或另作处理，应以其在原目的地交货时的价值为基础参加分摊；船舶则应以其在卸货完毕时的实际净值参加分摊。

（4）如果货物在运达目的地以前出售，应按出售净得的数额加上作为共同海损受到补偿的数额参加分摊。

（5）邮件、旅客行李、私人物品和随带的机动车辆，不参加共同海损分摊。

RULE XVIII.DAMAGE TO SHIP

The amount to be allowed as general average for damage or loss to the ship，her machinery and／or gear caused by a general average act shall be as follows：

a.When repaired or replaced，the actual reasonable cost of repairing or replacing such damage or loss，subject to deductions in accordance with Rule XIII；

b.When not repaired or replaced，the reasonable depreciation arising from such damage or loss，but not exceeding the estimated cost of repairs.But where the ship is an actual total loss or when the cost of repairs of the damage would exceed the value of the ship when repaired，the amount to be allowed as general average shall be the difference between the estimated sound value of the ship after deducting therefrom the estimated cost of repairing damage which is not general average and the value of the ship in her damaged state which may be measured by the net proceeds of sale，if any.

规则十八　船舶损坏

共同海损行为造成的船舶、机器和船具的损失，应作为共同海损的数额如下：

（1）如已经修理或更换，按该项损失的修理或更换的实际合理费用，并根据规则十三的规定进行扣减。

（2）如未经修理或更换，按该项损失引起的合理贬值，但不得超过估计的修理费用。如船舶遭受实际全损或修理费用超过修复后的船舶价值，则作为共同海损的数额应为该船的估计完好价值减去不属于共同海损损失的估计修理费用和船舶在受损状态下的价值（如果售出则为出售净得）的余额。

RULE XIX.UNDECLARED OR WRONGFULLY DECLARED CARGO

a.Damage or loss caused to goods loaded without the knowledge of the shipowner or his agent or to goods wilfully misdescribed at time of shipment shall not be allowed as general average，but such goods shall remain liable to contribute，if saved.

b.Damage or loss caused to goods which have been wrongfully declared on shipment at a value which is lower than their real value shall be contributed for at the declared value，but such goods shall contribute upon their actual value.

规则十九　未经申报或申报不实的货物

（1）未通知船舶所有人或其代理人而装载的货物或装运时故意谎报的货物所遭受的损失，不得作为共同海损。但此项货物如果获救，仍有参加共同海损分摊的责任。

（2）装运时不正当地以低于实际价值申报的货物在遭受损失时，应按申报价值受到补偿，但应按实际价值参加分摊。

RULE XX.PROVISION OF FUNDS

a.The capital loss sustained by the owners of goods sold for the purpose of raising funds to defray general average disbursements shall be allowed in general average.

b.The cost of insuring average disbursements shall also be allowed in general average.

规则二十　提供的款项

（1）为筹款支付共同海损费用而变卖货物致使货主遭受的资本损失，均应认入共同海损。

（2）共同海损费用垫款的保险费，也应作为共同海损。

RULE XXI.INTEREST ON LOSSES ALLOWED IN GENERAL AVERAGE

a.Interest shall be allowed on expenditure，sacrifices and allowances in general average until three months after the date of issue of the general average adjustment，due allowance being made for any payment on account by the contributory interests or from the general average deposit fund.

b.Each year the Assembly of the ComitéMaritime International shall decide the rate of interest which shall apply.This rate shall be used for calculating interest accruing during the following calendar year.

*The rate of interest fixed by the CMI Assembly on 16 April 2005 is 4.5%.

规则二十一　共同海损利息

（1）对于共同海损费用、牺牲和受补偿项目，应给予年利率百分之七的利息，计算至共同海损理算书发出日后三个月之日止；对由各分摊方预付或从共同海损保证金内先行拨付的一切款，也应给予利息。

（2）国际海事委员会每年决定将适用的年利率。该年利率用于计算下一年度的利息。

RULE XXII.TREATMENT OF CASH DEPOSITS

Where cash deposits have been collected in respect of cargo's liability for general average，salvage or special charges such deposits shall be paid without any delay into a special account in the joint names of a representative nominated on behalf of the shipowner and a representative nominated on behalf of the depositors in a bank to be approved by both.The sum so deposited together with accrued interest，if any，shall be held as security for payment to the parties entitled thereto of the general average，salvage or special charges payable by cargo in respect of which the deposits have been collected.Payments on account or refunds of deposits may be made if certified to in writing by the average adjuster.Such deposits and payments or refunds shall be without prejudice to the ultimate liability of the parties.

规则二十二　保证金的处理

如果就货物应负担的共同海损、救助或特殊费用收取了保证金，此项保证金应以船舶所有人和保证金交付者所分别指定的代表的联合名义，立即存入经双方认可的银行的特别账户。此项存款连同可能产生的利息，作为有关货方向应收回上述费用的有关方的担保。如经理算师书面证明，可用保证金进行预付或将保证金退还。保证金的提供、支用或退还不影响各有关方的最后责任。

RULE XXIII.TIME BAR FOR CONTRIBUTIONS TO GENERAL AVERAGE

a.Subject always to any mandatory rule on time limitation contained in any applicable law：

（i）Any rights to general average contribution，including any rights to claim under general average bonds and guarantees，shall be extinguished unless an action is brought by the party claiming such contribution within a period of one year after the date upon which the general average adjustment was issued.However，in no case shall such an action be brought after six years from the date of the termination of the common maritime adventure.

（ii）These periods may be extended if the parties so agree after the termination of the common maritime adventure.

b.This Rule shall not apply as between the parties to the general average and their respective insurers

规则二十三　共同海损分摊的时效

（1）在服从所适用的法律中任何关于时效的强制性规定的前提下：

①除非要求共同海损分摊的一方在共同海损理算书做出后一年内提起诉讼，要求共同海损分摊的权利，包括基于共同海损保证书和担保函的索赔权归于消灭。但是，共同航程结束之日起六年后将不得提起诉讼。

②如果共同航程结束后有关方同意，上述期限可以延长。

（2）本条不适用于共同海损的有关方同各自的保险人之间。

A.General Provisions and Definitions

一、总则和定义

Article 1　Application of URC 522

第一款　《托收统一规则》第522号的应用

a.The Uniform Rules for Collections，1995 Revision，ICC Publication No.522，shall apply to all collections as defined in Article 2 where such rules are incorporated into the text of the“collection instruction”referred to in Article 4 and are binding on all parties thereto unless otherwise expressly agreed or contrary to the provisions of a national，state or local law and／or regulation which cannot be departed from.

（1）国际商会第522号出版物《托收统一规则》1995年修订本将适用于第二款所限定的、并在第四款托收指示中列明适用该项规则的所有托收项目。除非另有明确的约定，或与某一国家、某一政府，或与当地法律和尚在生效的条例有所抵触，本规则对所有的关系人均具有约束力。

b.Banks shall have no obligation to handle either a collection or any collection instruction or subsequent related instructions.

（2）银行没有义务必须办理某一托收或任何托收指示或以后的相关指示。

c.If a bank elects，for any reason，not to handle a collection or any related instructions received by it，it must advise the party from whom it received the collection or the instructions by telecommunication or，if that is not possible，by other expeditious means，without delay.

（3）如果银行无论出于何种理由选择不办理收到的托收或任何相关的托收指示，它必须毫不延误地采用电讯或其他快捷工具向发出该项指示的当事人发出通知。

Article 2　Definition of Collection

第二款　托收的定义

For the purposes of these Articles：

就本条款而言：

a.“Collection”means the handling by banks of documents as defined in sub-Article 2（b），in accordance received，in order to：

（1）托收是指银行依据所收到的指示处理下述（2）款所限定的单据，以便于：

Ⅰ.obtain payment and／or acceptance，or

①取得付款和／或承兑；或

Ⅱ.Deliver documents against payment and／or against acceptance，or

②凭以付款或承兑交单；或

Ⅲ.Deliver documents on other terms and conditions.

③按照其他条款和条件交单。

b.“Documents”means financial documents and／or commercial documents：

（2）单据是指金融单据和／或商业单据。

Ⅰ.“Financial documents”means bills of exchange，promissory notes，cheques，or other similar instruments used for obtaining the payment of money.

①金融单据是指汇票、本票、支票或其他类似的可用于取得款项支付的凭证。

Ⅱ.“Commercial documents”means invoice，transport documents，documents of title or other similar documents，or any other documents whatsoever，not being financial documents.

②商业单据是指发票、运输单据、所有权文件或其他类似的文件，或者不属于金融单据的任何其他单据。

c.“Clean collection”means collection of financial documents not accompanied by commercial documents.

（3）“光票托收”是指不附有商业单据的金融单据项下的托收。

d.“Documentary collection”means collection of：

（4）“跟单托收”是指：

Ⅰ.Financial documents accompanied by commercial documents.

①附有商业单据的金融单据项下的托收。

Ⅱ.Commercial documents not accompanied by financial documents.

②不附有金融单据的商业单据项下的托收。

Article 3　Related party of collection

第三款　托收的关系人

a.For the purposes of these Articles the“parties thereto”are：

（1）就本条款而言，托收的关系人有：

Ⅰ.The“principal”who is the party entrusting the handling of a collection to a bank.

①委托人即委托银行办理托收的有关人。

Ⅱ.The“remitting bank”which is the bank to which the principal has entrusted the handling of a collection.

②寄单行即委托人委托办理托收的银行。

Ⅲ.“Collecting bank”which is any bank，other than the remitting bank，involved in processing the collection.

③代收行即除寄单行以外的任何参与处理托收业务的任何银行。

Ⅳ.The“presenting bank”which is the collecting bank making presentation to the drawee.

④提示行即向付款人提示的代收行。

b.The“drawee”is the one to whom presentation is to be made in accordance with the collection instruction.

（2）付款人即根据托收指示向其提示单据的人。

B.Form and Structure of Collections

二、托收的形式和结构

Article 4　Collection Instruction

第四款　托收指示

A i.All documents sent for collection must be accompanied by a collection instruction indicating that the collection is subject to URC522 and giving complete and precise instructions.Banks are only permitted to act upon the instructions given in such collection instruction，and in accordance with these Rules.

（1）①所有送往托收的单据必须附有一项托收指示，注明该项托收将遵循《托收统一规则》第522号文件并且列出完整和明确的指示。银行只准允根据该托收指示中的命令和本规则行事。

ii.Banks will not examine documents in order to obtain instructions.

②银行将不会为了取得指示而审核单据。

iii.Unless otherwise authorized in the collection instruction，banks will disregard any instructions from any party／bank other than the party／bank from whom they received the collections.

③除非托收指示中另有授权，银行将不理会来自除了他所收到托收的有关人／银行以外的任何有关人／银行的任何指令。

B A collection instruction should contain the following items of information，as appropriate.

（2）托收指示应当包括下述适宜的各项内容：

i.Details of the bank from which the collection was received including full name，postal and SWIFT addresses，telex，telephone，facsimile numbers and reference.

①收到该项托收的银行详情，包括全称、邮政和SWIFT地址、电传、电话和传真号码和编号。

ii.Details of the principal including full name，postal address，and if applicable telex，telephone and facsimile numbers.

②委托人的详情，包括全称、邮政地址或者办理提示的场所以及，如果有的话，电传、电话和传真号码。

iii.Details of the drawee including full name，postal address，or the domicile at which presentation is to be made and if applicable telex，telephone and facsimile numbers.

③付款人的详情，包括全称、邮政地址或者办理提示的场所以及，如果有的话，电传、电话和传真号码。

iv.Details of the presenting bank，if any，including full name，postal address，and if applicable telex，telephone and facsimile numbers.

④提示银行的详情，如果有的话，包括全称、邮政地址以及，电传和传真号码。

v.Amount（s）and currency（ies）to be collected.

⑤待托收的金额和货币。

vi.List of documents enclosed and the numerical count of each document.

⑥所附单据清单和每份单据的份数；

vii.a）Terms and conditions upon which payment and／or acceptance is to be obtained.

⑦a）凭以取得付款和／或承兑和条件和条款。

b）Terms of delivery of documents against：

b）凭以交付单据的条件：

1）payment and／or acceptance付款和／或承兑

2）other terms and conditions其他条件和条款

It is the responsibility of the party preparing the collection instruction to ensure that the terms for the delivery of documents are clearly and unambiguously stated，otherwise banks will not be responsible for any consequences arising therefrom.

缮制托收指示的有关方应有责任清楚无误地说明，确保单据交付的条件，否则的话，银行对此所产生的任何后果将不承担责任。

viii.Charges to be collected，indicating whether they may be waived or not.

⑧待收取的手续费指明是否可以放弃。

ix.Interest to be collected，if applicable，indicating whether it may be waived or not，including：

a）rate of interest

c）basis of calculation（for example 360 or 365 days in year）as applicable.

⑨待收取的利息，如有的话，指明是否可以放弃，包括利率、计息期、适用的计算期基数（如一年按360天还是365天）；

x.Method of payment and form of payment advice.

⑩付款方法和付款通知的形式。

xi.Instructions in case of non-payment，non-acceptance and／or non-compliance with other instructions.

○1发生不付款、不承兑和／或与其他批示不相符时的指示。

i.Collection instructions should bear the complete address of the drawee or of the domicile at which the presentation is to be made.If the address is incomplete or incorrect，the collecting bank may，without any liability and responsibility on its part，endeavour to ascertain the proper address.

（3）①托收指示应载明付款人或将要办理提示场所的完整地址。如果地址不全或有错误，代收银行可尽力去查明恰当的地址，但其本身并无义务和责任。

ii.The collecting bank will not be liable or responsible for any ensuing delay as a result of an incomplete or incorrect address being provided.

②代收银行对因所提供地址不全或有误所造成的任何延误将不承担责任或对其负责。

C.Form of Presentation

三、提示的形式

Article 5　Presentation

a.For the purposes of these Articles，presentation is the procedure whereby the presenting bank makes the documents available to the drawee as instructed.

（1）就本条款而言，提示是表示银行按照指示使单据对付款人发生有效用的程序。

b.The collection instruction should state the exact period of time within which any action is to be taken by the drawee.

（2）托收指示应列明付款人将要采取行动的确切期限。

Expressions such as“first，”“prompt，”“immediate，”and the like should not be used in connection with presentation or with reference to any period of time within which documents have to be taken up or for any other action that is to be taken by the drawee.If such terms are used banks will disregard them.

诸如“首先”“迅速”“立即”和类似的表述不应用于提示、或付款人赎单采取任何其他行动的任何期限。如果采用了该类术语，银行将不予理会。

c.Documents are to be presented to the drawee in the form in which they are received，except that banks are authorized to affix any necessary stamps，at the expense of the party from whom they received the collection unless otherwise instructed，and to make any necessary endorsements or place any rubber stamps or other identifying marks or symbols customary to or required for the collection operation.

（3）单据必须以银行收到时的形态向付款人提示，除非被授权贴附任何必需的印花、或另有指示费用由向其发出托收的有关方支付以及被授权采取任何必要的背书或加盖橡皮戳记，或其他托收业务惯用的和必要的辨认记号或符号。

d.For the purpose of giving effect to the instructions of the principal，the remitting bank will utilize the bank nominated by the principal as the collecting bank.In the absence of such nomination，the remitting bank will utilize any bank of its own，or another bank's choice in the country of payment or acceptance or in the country where other terms and conditions have to be complied with.

（4）为了使委托人的指示得以实现，寄单行将以委托人所指定的银行作为代收行。在未指定代收行时，寄单行将使用他自身的任何银行或者在付款或承兑的国家中，或在必须遵守其他条件的国家中选择另外的银行。

e.The documents and collection instruction may be sent directly by the remitting bank to the collecting bank or through another bank as intermediary.

（5）单据和托收指示可以由寄单行直接或者通过，另一银行作为中间银行寄送给代收行。

f.If the remitting bank does not nominate a specific presenting bank，the collecting bank may utilize a presenting bank of its choice.

（6）如果寄单行未指定某一特定的提示行，代办行可自行选择提示行。

Article 6　Sight／Acceptance

第六款　即期／承兑

In the case of documents payable at sight the presenting bank must make presentation for payment without delay.In the case of documents payable at a tenor other than sight the presenting bank must，where acceptance is called for，make presentation for acceptance without delay，and where payment is called for，make presentation for payment not later than the appropriate maturity date.

如果是见单即付的单据，提示行必须立即办理提示付款不得延误；如果不是即期而是远期付款单据，提示行必须在不晚于应到期日，如是要承兑立即办理提示承兑，如是付款时立即办理提示付款。

Article 7　Release of Commercial Documents

第七款　商业单据的交单（承兑交单D／A和付款交单D／P）

Documents Against Acceptance（D／A）vs.Documents Against Payment（D／P）

a.Collection should not contain bills of exchange payable at a future date with instruction that commercial documents are to be delivered against payment.

（1）附有商业单据必须在付款时交出的托收指示，不应包含远期付款的汇票。

b.If a collection contains a bill of exchange payable at a future date，the collection instruction should state whether the commercial documents are to be released to the drawee against acceptance（D／A）or against payment（D／P）.In the absence of such statement commercial documents will be released only against payment and the collecting bank will not be responsible for any consequences arising out of any delay in the delivery of documents.

（2）如果托收包含有远期付款的汇票，托收指示应列明商业单据是凭承兑不是凭付款交给付款人。如果未有说明，商业单据只能是付款交单，而代收行对由于交付单据的任何延误所产生的任何后果将不承担责任。

c.If a collection contains a bill of exchange payable at a future date and the collection instruction indicates that commercial documents are to be released against payment，documents will be released only against such payment and the collecting bank will not be responsible for any consequences arising out of any delay in the delivery of documents.

（3）如果托收包含有远期付款的汇票而且托收指示列明应凭付款交出商业单据时，则单据只能凭该项付款才能交付，而代收行对由于交单的任何延误所产生的任何结果将不承担责任。

Article 8　Creation of Documents

第八款　代制单据

Where the remitting bank instructs that either the collecting bank or the drawee is to create documents（bills of exchange promissory notes，trust receipts，letters of undertaking or other documents）that were not included in the collection，the form and wording of such documents shall be provided by the remitting bank，otherwise the collecting bank shall not be liable or responsible for the form and wording of any such document provided by the collecting bank and／or the drawee.

在寄单行指示或者是代收行或者是付款人应代制托收中未曾包括的单据（汇票、本票、信托收据、保证书或其他单据）时，这些单据的格式和词句应由寄单行提供，否则代收行对由代收行和／或付款人所提供任何该种单据的格式和词句将不承担责任或对其负责。

D.Liabilities and Responsibilities

四、义务和责任

Article 9　Good faith and Reasonable Care

Banks will act in good faith and exercise reasonable care.

第九款　善意和合理的谨慎

银行将以善意和合理的谨慎办理业务。

Article 10　Documents vs.Goods／Services／Performances

第十款　单据与货物／服务／行为

a.Goods should not be dispatched directly to the address of a bank or consigned to or to the order of a bank without prior agreement on the part of that bank.

Nevertheless，in the event that goods are dispatched directly to the address of a bank or consigned to or to the order of a bank for release to a drawee against payment or acceptance or upon other terms and conditions without prior agreement on the part of that bank，such bank shall have no obligation to take delivery of the goods，which remain at the risk and responsibility of the party dispatching the goods.

（1）未经银行事先同意，货物不得以银行的地址直接发送给该银行或者以该行作为收货人或者以该行为抬头人。

然而，如果未经银行事先同意而将货物以银行的地址直接发送给了该银行，或以该行做了收货人或抬头人，并请该行凭付款或承兑或凭其他条款将货物交付给付款人，该行将没有提取货物的义务，其风险和责任仍由发货方承担。

b.Banks have no obligation to take any action in respect of the goods to which a documentary collection relates，including storage and insurance of the goods even when specific instructions are given to do so.Banks will only take such action if，when，and to the extent that they agree to do so in each case，notwithstanding the provisions of sub-article 1（c），this rule applies even in the absence of any specific advice to this effect by the collecting bank.

（2）银行对与跟单托收有关的货物即使接到特别批指示也没有义务采取任何行动包括对货物的仓储和保险，银行只有在个案中如果同意这样做时才会采取该类行动。撇开前述第一款（3）的规定，即使对此没有任何特别的通知，代收银行也适用本条款。

c.Nevertheless，in the case that banks take action for the protection of the goods，whether instructed or not，they assume no liability or responsibility with regard to the fate and／or condition of the goods and／or for any acts and／or omissions on the part of any third parties entrusted with the custody and／or protection of the goods.However，the collecting bank must advise without delay the bank from which the collection instruction was received of any such action taken.

（3）然而，无论银行是否收到指示，它们为保护货物而采取措施时，银行对有关货物的结局和／或状况和／或对受托保管和／或保护的任何第三方的行为和／或疏漏概不承担责任。但是，代收行必须毫不延误地将其所采取的措施通知对其发出托收指示的银行。

d.Any charges and／or expensed incurred by banks in connection with any action taken to protect the goods will be for the account of the party from whom they received the collection.

（4）银行对货物采取任何保护措施所发生的任何费用和／或花销将由向其发出托收的一方承担。

e.i.Notwithstanding the provisions of sub-article 10（a），where the goods are consigned to or the order of the collecting bank and the drawee has honoured the collection by payment，acceptance or other terms and conditions，and the collecting bank arranges for the authorized the collecting bank to do so.

（5）①撇开第十款1条的规定，如果货物是以代收行作为收货人或抬头人，而且付款人已对该项托收办理了付款、承兑或承诺了其他条件和条款，代收行因此对货物的交付作了安排时，应认为寄单行已授权代收行如此办理。

ii.Where a collecting bank on the instructions of the remitting bank or in terms of sub-article 10（e）i，arranges for the release of the goods，the remitting bank shall indemnify such collecting bank for all damages and expenses incurred.

②若代收行按照寄单行的指示按上述第十款（5）①条的规定安排交付货物，寄单行应对该代收行所发行的全部损失和花销给予赔偿

Article 11　Disclaimer For Acts of an Instructed Party

第十一款　对被指示的免责

a.Banks utilizing the services of another bank or other banks for the purposes of giving effect to the instructions of the principal，do so for the account and at the risk of such principal.

（1）为使委托人的指示得以实现，银行使用另一银行或其他银行的服务是代该委托人办理的，因此，其风险由委托人承担。

b.Banks assume no liability or responsibility should the instructions they transmit not be carried out，even if they have themselves taken the initiative in the choice of such other bank（s）.

（2）即使银行主动地选择了其他银行办理业务，如该行所转递的指示未被执行，该行不承担责任或对其负责。

c.A party instructing another party to perform services shall be bound by and liable to indemnify the instructed party against all obligations and responsibilities imposed by foreign laws and usages.

（3）一方指示另一方去履行服务，指示方应受到被指示方的法律和惯例所加于的一切义务和责任的制约，并承担赔偿的责任。

Article 12　Disclaimer on Documents Received

第十二款　对收到单据的免责

a.Bank must determine that the documents received appear to be as listed in the collection instruction and must advise by telecommunication or，if that is not possible，by other expeditious means，without delay，the party from whom the collection instruction was received of any documents missing，or found tbe other than listed.

Banks have no further obligation in this respect.

（1）银行必须确定它所收到的单据应与托收批示中所列表面相符，如果发现任何单据有短缺或非托收指示所列，银行必须以电讯方式，如电讯不可能时，以其他快捷的方式通知从其收到指示的一方，不得延误。

银行对此没有其他责任。

b.If the documents do not appear to be listed，the remitting bank shall be precluded from disputing the type and number of documents received by the collecting bank.

（2）如果单据与所列表面不相符，寄单行对代收行收到的单据种类和数量应不得有争议。

c.Subject to sub-article 5（c）and sub-article 12（a）and 12（b）above，banks will present documents as received without further examination.

（3）根据第五款（3）条和第十二款及上述（1）、（2）条，银行将按所收到的单据办理提示而无须做更多的审核。

Article 13　Disclaimer on Effectiveness of Documents

第十三款　对单据有效性的免责

Banks assume no liability or responsibility of the form，sufficiency，accuracy，genuineness，falsification or legal effect of any document（s）or superimposed thereon；nor do they assume any liability，condition，packing，delivery，value of existence of the goods represented by any document（s），or for the good faith or acts and／or omission，solvency，performance or standing of the consignors，the carriers，the forwarders，the consignees or the insurers of the goods，or any other person whomsoever.

银行对任何单据的格式、完整性、准确性、真实性、虚假性或其法律效力、或对在单据中载明或在其上附加的一般性和／或特殊性的条款不承担责任或对其负责；银行也不对任何单据所表示的货物的描述、数量、重量、质量、状况、包装、交货、价值或存在，或对货物的发运人、承运人、运输行、收货人和保险人或其他任何人的诚信或行为和／或疏忽、清偿力、业绩或信誉承担责任或对其负责。

Article 14　Disclaimer on Delays，Loss in Transit and Translation

第十四款　对单据在传送中的延误和损坏以及对翻译的免责

a.Banks assume no liability or responsibility for the consequences arising out of delay and／or loss in transit of any message（s），letter（s）or document（s），or for delay，mutilation or other error（s）arising in transmission of any telecommunication or for error（s）in translation and／or interpretation of technical terms.

（1）银行对任何信息、信件或单据在传送中所发生的延误和／或损坏、或对任何电讯在传递中所发生的延误、残损或其他错误、或对技术条款的翻译和／或解释的错误不承担责任或对其负责。

b.Banks will not be liable or responsible for any delays resulting from the need to obtain clarification of any instructions received.

（2）银行对由于收到的任何指示需要澄清而引起的延误将不承担责任或对其负责。

Article 15　Force Majeure

第十五款　不可抗力

Banks assume no liability or responsibility for consequence arising out of the interruption of their business by Acts of God，riots，civil commotions，insurrections，wars，or any other causes beyond their control or by strikes or lockouts.

银行对由于天灾、暴动、骚乱、战争或银行本身不能控制的任何其他原因、任何罢工或停工而使银行营业中断所产生的后果不承担责任或对其负责。

Article 16　Payment Without Delay

第十六款　立即汇付

a.Amounts collected（less charges and／or disbursements and／or expenses where applicable）must be made available without delay to the party from whom the collection instruction was received in accordance with the terms and conditions of the collection instruction.

（1）收妥的款项（扣除手续费和／或支出和／或可能的花销）必须按照托收指示中规定的条件和条款不延误地付给从其收到托收指示的一方，不得延误。

b.Notwithstanding the provisions of sub-article 1（c）and unless otherwise agreed，the collecting bank will effect payment of the amounts collected in favour of the remitting bank only.

（2）撇开第一款（3）的规定和除非另有指示，代收行仅向寄单行汇付收妥的款项。

Article 17　Payment in Local Currency

第十七款　以当地货币支付

In the case of documents payable in the currency of the country of payment（local currency），the presenting bank must，unless otherwise instructed in the collection instruction，release the documents to the drawee against payment in local currency only if such currency is immediately available for disposal in the manner specified in the collection instruction.

如果单据是以付款地国家的货币（当地货币）付款，除托收指示另有规定外，提示行必须凭当地货币的付款，交单给付款人，只要该种货币按托收指示规定的方式能够随时处理。

Article 18　Payment in Foreign Currency

第十八款　用外汇付款

In the case of documents payable in a currency other than of the country of payment（foreign currency），the presenting bank must，unless otherwise instructed in the collection instruction，release the documents to the drawee against payment in the designed foreign currency only if such foreign currency can immediately remitted in accordance with the instructions given in the collection instruction.

如果单据是以付款地国家以外的货币（外汇）付款，除托收指示中另用规定外，提示行必须凭指定的外汇付款，交单给付款人，只要该外汇是按托收指示规定能够立即汇出。

Article 19　Partial Payments

第十九款　分期付款

a.In respect of clean collections，partial payments may be accepted if and to the extent to which and on the conditions on which partial payments are authorized by the law in force in the place of payment.The financial document（s）will be released to the drawee only when full payment thereof has been received.

（1）在光票托收中可以接受分期付款，前提是分批的金额和条件是付款当地的现行法律所允许。只有在全部货款已收妥的情况下，才能将金融单据交付给付款人。

b.In respect of documentary collection，partial payments will only be accepted if specifically authorized in the collection instruction.However，unless otherwise instructed，the presenting bank will release the documents to the drawee only after full payment has been received，and the presenting bank will not be responsible for any consequence arising out of any delay in the delivery of documents.

（2）在跟单托收中，只有在托收指示有特别授权的情况下，才能接受分期付款。然而，除非另有指示，提示行只能在全部货款已收妥后才能将单据交付给付款人。

c.In all cases partial payments will be accepted only subject to compliance with the provisions of either Article 17 or Article 18 as appropriate.Partial payment，if accepted，will be dealt with in accordance with the provisions of Article 16.

在任何情况下，分期付款只有在符合第十七款或第十八款中的相应规定时将会被接受。

如果接受分期付款将按照第十六款的规定办理。

F.Interest，Charges and Expenses

六、利息、手续费和费用

Article 20　Interest

第二十款　利息

a.If the collection instruction specifies that interest is to be collected and the drawee refuses to pay such interest，the presenting bank may deliver the document（s）against payment of acceptance or on other terms and conditions as the case may be，without collecting such interest，unless sub-article 20（c）applies.

（1）如果托收指示中规定必须收取利息，但付款人拒付该项利息时，提示行可根据具体情况在不收取利息的情况下凭付款或承兑或其他条款和条件交单，除非适用第二十款（3）条。

b.Where such interest is to be collected，the collection instruction must specify the rate of interest，interest period and basis of calculation.

（2）如果要求收取利息，托收指示中应明确规定利率、计息期和计息方法。

c.Where the collection instruction expressly states that interest may not be waived and the drawee refuses to pay such interest the presenting bank will not deliver document and will not be responsible for any consequences arising out of any delay in the delivery of document（s）.When payment of interest has been refused，the presenting bank must inform by telecommunication or，if that is not possible，by other expeditious means without delay the bank from which the collection instruction was received.

（3）如托收指示中明确地指明利息不得放弃而付款人拒付该利息，提示行将不交单，并对由此所引起的延迟交单所产生的后果将不承担责任。当利息已被拒付时，提示行必须以电讯或用其他便捷的方式通知曾向其发出托收指示的银行，不得延误。

Article 21　Charges and Expenses

第二十一款　手续费和费用

a.If the collection instruction specifies that collection charges and／or expenses are to be of account of the drawee and the drawee refuses to pay them，the presenting bank may deliver the document（s）against payment or acceptance or on other terms and conditions as the case may be，without collecting charges and／or expenses，unless sub-article 21（b）applies.

Whenever collection charges and／or expenses are so waived they will be for the account of the party from whom the collection was received and may be deducted from the proceeds.

（1）如果托收指示中规定必须收取手续费和（或）费用须由付款人承担，而后者拒付时，提示行可以根据具体情况在不收取手续费和（或）费用的情况下凭付款或承兑或其他条款和条件交单，除非适用第二十一款（2）条。

每当托收手续费和（或）费用被这样放弃时，该项费用应由发出托收的一方承担，并可从货款中扣减。

b.Where the collection instruction expressly states that charges and／or expenses may not be waived and the drawee refuses to pay such charges and／or expenses，the presenting bank will not deliver documents and will not be responsible for any consequence arising out of any delay in the delivery of the document（s）.When payment of collection charges and／or expenses has been refused the presenting bank must inform by telecommunication or，if that is not possible，by other expeditious means without delay the bank from which the collection instruction was received.

（2）如果托收指示中明确指明手续费和（或）费用不得放弃而付款人又拒付该项费用时，提示行将不交单，并对由此所引起的延误所产生的后果将不承担责任。当该项费用已被拒付时，提示行必须以电讯或用其他便捷的方式通知曾向其发出托收指示的银行，不得延误。

c.In all cases where in the express terms of a collection instruction or under these Rules，disbursements and／or expenses and／or collection charges are to be borne by the principal，the collecting bank（s）shall be entitled to recover promptly outlays in respect of disbursements，expenses and charges from the bank form which the collection instruction was received，and the remitting bank shall be entitled to recover promptly from the principal any amount so paid out by it，together with its own disbursements，expenses and charges，regardless of the fate of the collection.

（3）在任何情况下，若托收指示中清楚地规定或根据本规则，支付款项和（或）费用和（或）托收手续费应由委托人承担，代收行应有权从向其发出托收指示的银行立即收回所支出的有关支付款、费用和手续费，而寄单行不管该托收结果如何应有权向委托人立即收回它所付出的任何金额连同它自己的支付款、费用和手续费。

d.Banks reserve the right to demand payment of charges and／or expenses in advance from the party from whom the collection instruction was received，to cover costs in attempting to carry out any instructions，and pending receipt of such payment also reserve the right not to carry out such instructions.

（4）银行对向其发出托收指示的一方保留要求事先支付手续费和（或）费用用以补偿其拟执行任何指示的费用支出的权利，在未收到该项款项期间有保留不执行该项指示的权利。

Article 22　Acceptance

第二十二款　承兑

The presenting bank is responsible for seeing that the form of the acceptance of a bill of exchange appears to be complete and correct，but is not responsible for the genuineness of any signature or for the authority of any signatory to sign the acceptance.

提示行有责任注意汇票承兑形式看来是完整和正确的，但是，对任何签字的真实性或签署承兑的任何签字人的权限不负责任。

Article 23　Promissory Notes and Other Instructions

第二十三款　本票和其他凭证

The presenting bank is not responsible for the genuineness of any signature or for the authority of any signature to sign a promissory note，receipt，or other instruments.

提示行对在本票、收据或其他凭证上的任何签字的真实性或签字人的权限不负责任。Article 24　Protest

第二十四款　拒绝证书

The collection instruction should give specific instructions regarding protest（or other legal process in lieu thereof），in the event of non-payment or non-acceptance.

In the absence of such specific instructions，the banks concerned with the collection have no obligation to have the document（s）protested（or subjected to other legal process in lieu thereof）for non-payment or non-acceptance.

Any charges and／or expenses incurred by banks in connection with such protest，or other legal process，will be for the account of the party from whom the collection instruction was received.

托收指示对当发生不付款或不承兑时的有关拒绝证书应有具体的指示（或代之以其他法律程序）。

在没有这种明确提示的情况下，与托收有关的银行（或接受其他法律程序替代）拒付或承兑单据。

银行由于办理拒绝证书或其他法律程序所发生的手续费和（或）费用将由向其发出托收指示的一方承担。

Article 25　Case-of-Need

第二十五款　预备人

If the principal nominates a representative to act as case-of-need in the event of non-payment and／or non-acceptance the collection instruction should clearly and fully indicate the powers of such case-of-need.In the absence of such indication banks will not accept any instructions from the case-of-need.

如果委托人指定一名代表作为在发生不付款和（或）不承兑时的预备人，托收指示中应清楚、详尽地指明该预备人的权限。在无该项指示时，银行将不接受来自预备人的任何指示。

Article 26　Advices

第二十六款　通知

Collecting banks are to advise fate in accordance with the following rules：

代收行应按下列规则通知托收状况：

All advices of information from the collecting bank to the bank from which the collection instruction was received，must bear appropriate details including，in all cases，the latter bank's reference as stated in the collection instruction.

代收行对向其发出托收指示的银行给予所有通知和信息必须要有相应的详情，在任何情况下都应包括后者在托收指示中列明的银行业务编号。

（2）通知的方法

It shall be the responsibility of the remitting bank to instruct the collecting bank regarding the method by which the advices detailed in（c）i，（c）ii and（c）iii are to be given.In the absence of such instructions，the collecting bank will send the relative advices by the method of its choice at the expense of the bank from which the collection instruction was received.

寄单行有责任就通知的方法向代收行给予指示，详见本款（3）①、（3）②和（3）③的内容。在无该项指示时，代收行将自行选择通知方法寄送有关的通知，而其费用应由向其发出托收指示的银行承担。

c.i.Advice of Payment

（3）①付款通知

The collecting bank must send without delay advice of payment to the bank from which the collection instruction was received，detailing the amount or amounts collected，charges and／or disbursements and／or expenses deducted，where appropriate，and method of disposal of the funds.

代收行必须无延误地对向其发出托收指示的银行寄送付款通知，列明金额或收妥金额、扣减的手续费和（或）支付款和（或）费用额以及资金的处理方式。

ii.Advice of Acceptance

The collecting bank must send without delay advice of acceptance to the bank from which the collection instruction was received.

代收行必须无延误地对向其发出托收指示的银行寄送承兑通知。

iii.Advice of Non-payment and／or Non-acceptance

③不付款或不承兑的通知

The presenting bank should endeavour to ascertain the reasons for non-payment and／or nonacceptance and advise accordingly，without delay，the bank from which it received the collection instruction.

The presenting bank must send without delay advice of non-payment and／or advice of nonacceptance to the bank form which it received the collection instruction.On receipt of such advice the remitting bank must give appropriate instructions as to the further handling of the documents.If such instructions are not received by the presenting bank within 60 days after its advice of nonpayment and／or non-acceptance，the documents may be returned to the bank from which the collection instruction was received without any further responsibility on the part of the presenting bank.

提示行应尽力查明不付款或不承兑的原因，并据以向对其发出托收指示的银行无延误地寄送通知。

提示行应无延误地对向其发出托收指示的银行寄送不付款通知和（或）不承兑通知后60天内未收到该项指示，代收行或提示行可将单据退回给向其发出指示的银行，而提示行方面不承担更多的责任。

Article 1　Application of UCP

第一条　统一惯例的适用范围

The Uniform Customs and Practice for Documentary Credits，2007 Revision，ICC Publication no.600（“UCP”）are rules that apply to any documentary credit（“credit”）（including，to the extent to which they may be applicable，any standby letter of credit）when the text of the credit expressly indicates that it is subject to these rules.They are binding on all parties thereto unless expressly modified or excluded by the credit.

跟单信用证统一惯例，2007年修订本，国际商会第600号出版物，适用于所有在正文中标明按本惯例办理的跟单信用证（包括本惯例适用范围内的备用信用证）。除非信用证中另有规定，本惯例对一切有关当事人均具有约束力。

Article 2　Definitions

For the purpose of these rules：

就本惯例而言：

Advising bank means the bank that advises the credit at the request of the issuing bank.

通知行意指应开证行要求通知信用证的银行。

Applicant means the party on whose request the credit is issued.

申请人意指发出开立信用证申请的一方。

Banking day means a day on which a bank is regularly open at the place at which an act subject to these rules is to be performed.

银行日意指银行在其营业地正常营业，按照本惯例行事的行为得以在银行履行的日子。

Beneficiary means the party in whose favour a credit is issued.

受益人意指信用证中受益的一方。

Complying presentation means a presentation that is in accordance with the terms and conditions of the credit，the applicable provisions of these rules and international standard banking practice.

相符提示意指与信用证中的条款及条件、本惯例中所适用的规定及国际标准银行实务相一致的提示。

Confirmation means a definite undertaking of the confirming bank，in addition to that of the issuing bank，to honour or negotiate a complying presentation.

保兑意指保兑行在开证行之外对于相符提示做出兑付或议付的确定承诺。

Confirming bank means the bank that adds its confirmation to a credit upon the issuing bank's authorization or request.

保兑行意指应开证行的授权或请求对信用证加具保兑的银行。

Credit means any arrangement，however named or described，that is irrevocable and thereby constitutes a definite undertaking of the issuing bank to honour a complying presentation.

信用证意指一项约定，无论其如何命名或描述，该约定不可撤销并因此构成开证行对于相符提示予以兑付的确定承诺。

a.to pay at sight if the credit is available by sight payment.

b.to incur a deferred payment undertaking and pay at maturity if the credit is available by deferred payment.

c.to accept a bill of exchange（“draft”）drawn by the beneficiary and pay at maturity if the credit is available by acceptance.

a.对于即期付款信用证即期付款。

b.对于延期付款信用证发出延期付款承诺并到期付款。

c.对于承兑信用证承兑由受益人出具的汇票并到期付款。

Issuing bank means the bank that issues a credit at the request of an applicant or on its own behalf.

开证行意指应申请人要求或代表其自身开立信用证的银行。

Negotiation means the purchase by the nominated bank of drafts（drawn on a bank other than the nominated bank）and／or documents under a complying presentation，by advancing or agreeing to advance funds to the beneficiary on or before the banking day on which reimbursement is due to（to be paid the nominated bank.

议付意指被指定银行在其应获得偿付的银行日或在此之前，通过向受益人预付或者同意向受益人预付款项的方式购买相符提示项下的汇票（汇票付款人为被指定银行以外的银行）及／或单据。

Nominated bank means the bank with which the credit is available or any bank in the case of a credit available with any bank.

被指定银行意指有权使用信用证的银行，对于可供任何银行使用的信用证而言，任何银行均为被指定银行。

Presentation means either the delivery of documents under a credit to the issuing bank or nominated bank or the documents so delivered.

提示意指信用证项下单据被提交至开证行或被指定银行，抑或按此方式提交的单据。

Presenter means a beneficiary，bank or other party that makes a presentation.

提示人意指做出提示的受益人、银行或其他一方。

Article 3　Interpretations

For the purpose of these rules：

就本惯例而言：

Where applicable，words in the singular include the plural and in the plural include the singular.

在适用的条款中，词汇的单复数同义。

A credit is irrevocable even if there is no indication to that effect.

信用证是不可撤销的，即使信用证中对此未作指示也是如此。

A document may be signed by handwriting，facsimile signature，perforated signature，stamp，symbol or any other mechanical or electronic method of authentication.

单据可以通过手签、签样印制、穿孔签字、盖章、符号表示的方式签署，也可以通过其他任何机械或电子证实的方法签署。

A requirement for a document to be legalized，visaed，certified or similar will be satisfied by any signature，mark，stamp or label on the document which appears to satisfy that requirement.

当信用证含有要求使单据合法、签证、证实或对单据有类似要求的条件时，这些条件可由在单据上签字、标注、盖章或标签来满足，只要单据表面已满足上述条件即可。

Branches of a bank in different countries are considered to be separate banks.

一家银行在不同国家设立的分支机构均视为另一家银行。

Terms such as“first class”“well known”“qualified”“independent”“official”“competent”or“local”used to describe the issuer of a document allow any issuer except the beneficiary to issue that document.

诸如“第一流”“著名”“合格”“独立”“正式”“有资格”“当地”等用语用于描述单据出单人的身份时，单据的出单人可以是除受益人以外的任何人。

Unless required to be used in a document，words such as“prompt”“immediately”or“as soon as possible”will be disregarded.

除非确需在单据中使用，银行对诸如“迅速”“立即”“尽快”之类词语将不予置理。

The expression“on or about”or similar will be interpreted as a stipulation that an event is to occur during a period of five calendar days before until five calendar days after the specified date，both start and end dates included.

“于或约于”或类似措辞将被理解为一项约定，按此约定，某项事件将在所述日期前后各五天内发生，起讫日均包括在内。

The words“to”“until”“till”“from”and“between”when used to determine a period of shipment include the date or dates mentioned，and the words“before”and“after”exclude the date mentioned.

词语“×月×日止”（to）、“至×月×日”（until）、“直至×月×日”（till）、“从×月×日”（from）及“在×月×日至×月×日之间”（between）用于确定装运期限时，包括所述日期。词语“×月×日之前”（before）及“×月×日之后”（after）不包括所述日期。

The words“from”and“after”when used to determine a maturity date exclude the date mentioned.

词语“从×月×日”（from）以及“×月×日之后”（after）用于确定到期日时不包括所述日期。

The terms“first half”and“second half”of a month shall be construed respectively as the 1st to the 15th and the 16th to the last day of the month，all dates inclusive.

术语“上半月”和“下半月”应分别理解为自每月“1日至15日”和“16日至月末最后一天”，包括起讫日期。

The terms“beginning”“middle”and“end”of a month shall be construed respectively as the 1st to the 10th，the 11th to the 20th and the 21st to the last day of the month，all dates inclusive.

术语“月初”“月中”和“月末”应分别理解为每月1日至10日、11日至20日和21日至月末最后一天，包括起讫日期。

Article 4　Credits v.Contracts

第四条　信用证与合同

a.A credit by its nature is a separate transaction from the sale or other contract on which it may be based.Banks are in no way concerned with or bound by such contract，even if any reference whatsoever to it is included in the credit.Consequently，the undertaking of a bank to honour，to negotiate or to fulfil any other obligation under the credit is not subject to claims or defences by the applicant resulting from its relationships with the issuing bank or the beneficiary.

A beneficiary can in no case avail itself of the contractual relationships existing between banks or between the applicant and the issuing bank.

a.就性质而言，信用证与可能作为其依据的销售合同或其他合同，是相互独立的交易。即使信用证中提及该合同，银行亦与该合同完全无关，且不受其约束。因此，一家银行作出兑付、议付或履行信用证项下其他义务的承诺，并不受申请人与开证行之间或与受益人之间在已有关系下产生的索偿或抗辩的制约。

受益人在任何情况下，不得利用银行之间或申请人与开证行之间的契约关系。

b.An issuing bank should discourage any attempt by the applicant to include，as an integral part of the credit，copies of the underlying contract，proforma invoice and the like.

b.开证行应劝阻申请人将基础合同、形式发票或其他类似文件的副本作为信用证整体组成部分的做法。

Article 5　Documents v.Goods，Services or Performance

第五条　单据与货物／服务／行为

Banks deal with documents and not with goods，services or performance to which the documents may relate.

银行处理的是单据，而不是单据所涉及的货物、服务或其他行为。

Article 6　Availability，Expiry Date and Place for Presentation

第六条　有效性、有效期限及提示地点

a.A credit must state the bank with which it is available or whether it is available with any bank.A credit available with a nominated bank is also available with the issuing bank.

a.信用证必须规定可以有效使用信用证的银行，或者信用证是否对任何银行均为有效。对于被指定银行有效的信用证同样也对开证行有效。

b.A credit must state whether it is available by sight payment，deferred payment，acceptance or negotiation.

b.信用证必须规定它是否适用于即期付款、延期付款、承兑抑或议付。

c.A credit must not be issued available by a draft drawn on the applicant.

c.不得开立包含有以申请人为汇票付款人条款的信用证。

d.i.A credit must state an expiry date for presentation.An expiry date stated for honour or negotiation will be deemed to be an expiry date for presentation.

d.i信用证必须规定提示单据的有效期限。规定的用于兑付或者议付的有效期限将被认为是提示单据的有效期限。

ii.The place of the bank with which the credit is available is the place for presentation.The place for presentation under a credit available with any bank is that of any bank.A place for presentation other than that of the issuing bank is in addition to the place of the issuing bank.

ii.可以有效使用信用证的银行所在的地点是提示单据的地点。对任何银行均为有效的信用证项下单据提示的地点是任何银行所在的地点。不同于开证行地点的提示单据的地点是开证行地点之外提交单据的地点。

e.Except as provided in sub-article 29（a），a presentation by or on behalf of the beneficiary must be made on or before the expiry date.

e.除非如29（a）中规定，由受益人或代表受益人提示的单据必须在到期日当日或在此之前提交。

Article 7　Issuing Bank Undertaking

第七条　开证行的承诺

a.Provided that the stipulated documents are presented to the nominated bank or to the issuing bank and that they constitute a complying presentation，the issuing bank must honour if the credit is available by：

a.倘若规定的单据被提交至被指定银行或开证行并构成相符提示，开证行必须按下述信用证所适用的情形予以兑付：

i.sight payment，deferred payment or acceptance with the issuing bank；

i.由开证行即期付款、延期付款或者承兑；

ii.sight payment with a nominated bank and that nominated bank does not pay；

ii.由被指定银行即期付款而该被指定银行未予付款；

iii.deferred payment with a nominated bank and that nominated bank does not incur its deferred payment undertaking or，having incurred its deferred payment undertaking，does not pay at maturity；

iii.由被指定银行延期付款而该被指定银行未承担其延期付款承诺，或者虽已承担延期付款承诺但到期未予付款；

iv.acceptance with a nominated bank and that nominated bank does not accept a draft drawn on it or，having accepted a draft drawn on it，does not pay at maturity；

iv.由被指定银行承兑而该被指定银行未予承兑以其为付款人的汇票，或者虽已承兑以其为付款人的汇票但到期未予付款；

v.negotiation with a nominated bank and that nominated bank does not negotiate.

v.由被指定银行议付而该被指定银行未予议付。

b.An issuing bank is irrevocably bound to honour as of the time it issues the credit.

b.自信用证开立之时起，开证行即不可撤销地受到兑付责任的约束。

c.An issuing bank undertakes to reimburse a nominated bank that has honoured or negotiated a complying presentation and forwarded the documents to the issuing bank.Reimbursement for the amount of a complying presentation under a credit available by acceptance or deferred payment is due at maturity，whether or not the nominated bank prepaid or purchased before maturity.An issuing bank's undertaking to reimburse a nominated bank is independent of the issuing bank's undertaking to the beneficiary.

c.开证行保证向对于相符提示已经予以兑付或者议付并将单据寄往开证行的被指定银行进行偿付。无论被指定银行是否于到期日前已经对相符提示予以预付或者购买，对于承兑或延期付款信用证项下相符提示的金额的偿付于到期日进行。开证行偿付被指定银行的承诺独立于开证行对于受益人的承诺。

Article 8　Confirming Bank Undertaking

第八条　保兑行的承诺

a.Provided that the stipulated documents are presented to the confirming bank or to any other nominated bank and that they constitute a complying presentation，the confirming bank must：

a.倘若规定的单据被提交至保兑行或者任何其他被指定银行并构成相符提示，保兑行必须：

i.honour，if the credit is available by：

i.兑付，如果信用证适用于：

a.sight payment，deferred payment or acceptance with the confirming bank；

a.由保兑行即期付款、延期付款或者承兑；

b.sight payment with another nominated bank and that nominated bank does not pay；

b.由另一家被指定银行即期付款而该被指定银行未予付款；

c.deferred payment with another nominated bank and that nominated bank does not incur its deferred payment undertaking or，having incurred its deferred payment undertaking，does not pay at maturity；

c.由另一家被指定银行延期付款而该被指定银行未承担其延期付款承诺，或者虽已承担延期付款承诺但到期未予付款；

d.acceptance with another nominated bank and that nominated bank does not accept a draft drawn on it or，having accepted a draft drawn on it，does not pay at maturity；

d.由另一家被指定银行承兑而该被指定银行未予承兑以其为付款人的汇票，或者虽已承兑以其为付款人的汇票但到期未予付款；

e.negotiation with another nominated bank and that nominated bank does not negotiate.

e.由另一家被指定银行议付而该被指定银行未予议付。

ii.negotiate，without recourse，if the credit is available by negotiation with the confirming bank.

ii.若信用证由保兑行议付，无追索权地议付。

b.A confirming bank is irrevocably bound to honour or negotiate as of the time it adds its confirmation to the credit.

b.自为信用证加具保兑之时起，保兑行即不可撤销地受到兑付或者议付责任的约束。

c.A confirming bank undertakes to reimburse another nominated bank that has honoured or negotiated a complying presentation and forwarded the documents to the confirming bank.Reimbursement for the amount of a complying presentation under a credit available by acceptance or deferred payment is due at maturity，whether or not another nominated bank prepaid or purchased before maturity.A confirming bank's undertaking to reimburse another nominated bank is independent of the confirming bank's undertaking to the beneficiary.

c.保兑行保证向对于相符提示已经予以兑付或者议付并将单据寄往开证行的另一家被指定银行进行偿付。无论另一家被指定银行是否于到期日前已经对相符提示予以预付或者购买，对于承兑或延期付款信用证项下相符提示的金额的偿付于到期日进行。保兑行偿付另一家被指定银行的承诺独立于保兑行对于受益人的承诺。

d.If a bank is authorized or requested by the issuing bank to confirm a credit but is not prepared to do so，it must inform the issuing bank without delay and may advise the credit without confirmation.

d.如开证行授权或要求另一家银行对信用证加具保兑，而该银行不准备照办时，它必须不延误地告知开证行并仍可通知此份未经加具保兑的信用证。

Article 9　Advising of Credits and Amendments

第九条　信用证及修改的通知

a.A credit and any amendment may be advised to a beneficiary through an advising bank.An advising bank that is not a confirming bank advises the credit and any amendment without any undertaking to honour or negotiate.

a.信用证及其修改可以通过通知行通知受益人。除非已对信用证加具保兑，通知行通知信用证不构成兑付或议付的承诺。

b.By advising the credit or amendment，the advising bank signifies that it has satisfied itself as to the apparent authenticity of the credit or amendment and that the advice accurately reflects the terms and conditions of the credit or amendment received.

b.通过通知信用证或修改，通知行即表明其认为信用证或修改的表面真实性得到满足，且通知准确地反映了所收到的信用证或修改的条款及条件。

c.An advising bank may utilize the services of another bank（“second advising bank”）to advise the credit and any amendment to the beneficiary.By advising the credit or amendment，the second advising bank signifies that it has satisfied itself as to the apparent authenticity of the advice it has received and that the advice accurately reflects the terms and conditions of the credit or amendment received.

c.通知行可以利用另一家银行的服务（“第二通知行”）向受益人通知信用证及其修改。通过通知信用证或修改，第二通知行即表明其认为所收到的通知的表面真实性得到满足，且通知准确地反映了所收到的信用证或修改的条款及条件。

d.A bank utilizing the services of an advising bank or second advising bank to advise a credit must use the same bank to advise any amendment thereto.

d.如一家银行利用另一家通知行或第二通知行的服务将信用证通知给受益人，它也必须利用同一家银行的服务通知修改书。

e.If a bank is requested to advise a credit or amendment but elects not to do so，it must so inform，without delay，the bank from which the credit，amendment or advice has been received.

e.如果一家银行被要求通知信用证或修改但决定不予通知，它必须不延误通知向其发送信用证、修改或通知的银行。

f.If a bank is requested to advise a credit or amendment but cannot satisfy itself as to the apparent authenticity of the credit，the amendment or the advice，it must so inform，without delay，the bank from which the instructions appear to have been received.If the advising bank or second advising bank elects nonetheless to advise the credit or amendment，it must inform the beneficiary or second advising bank that it has not been able to satisfy itself as to the apparent authenticity of the credit，the amendment or the advice.

f.如果一家银行被要求通知信用证或修改，但不能确定信用证、修改或通知的表面真实性，就必须不延误地告知向其发出该指示的银行。如果通知行或第二通知行仍决定通知信用证或修改，则必须告知受益人或第二通知行其未能核实信用证、修改或通知的表面真实性。

Article 10　Amendments

a.Except as otherwise provided by article 38，a credit can neither be amended nor cancelled without the agreement of the issuing bank，the confirming bank，if any，and the beneficiary.

a.除本惯例第38条另有规定外，凡未经开证行、保兑行（如有）以及受益人同意，信用证既不能修改也不能撤销。

b.An issuing bank is irrevocably bound by an amendment as of the time it issues the amendment.A confirming bank may extend its confirmation to an amendment and will be irrevocably bound as of the time it advises the amendment.A confirming bank may，however，choose to advise an amendment without extending its confirmation and，if so，it must inform the issuing bank without delay and inform the beneficiary in its advice.

b.自发出信用证修改书之时起，开证行就不可撤销地受其发出修改的约束。保兑行可将其保兑承诺扩展至修改内容，且自其通知该修改之时起，即不可撤销地受到该修改的约束。然而，保兑行可选择仅将修改通知受益人而不对其加具保兑，但必须不延误地将此情况通知开证行和受益人。

c.The terms and conditions of the original credit（or a credit incorporating previously accepted amendments）will remain in force for the beneficiary until the beneficiary communicates its acceptance of the amendment to the bank that advised such amendment.The beneficiary should give notification of acceptance or rejection of an amendment.If the beneficiary fails to give such notification，a presentation that complies with the credit and to any not yet accepted amendment will be deemed to be notification of acceptance by the beneficiary of such amendment.As of that moment the credit will be amended.

c.在受益人告知通知修改的银行其接受该修改之前，原信用证（或含有先前被接受的修改的信用证）的条款对受益人仍然有效。受益人应提供接受或拒绝修改的通知。如果受益人未能给予通知，当交单与信用证以及尚未表示接受的修改的要求一致时，即视为受益人已作出接受修改的通知，并且从此时起，该信用证被修改。

Article 11　Teletransmitted and Pre-Advised Credits and Amendments

第十一条　电讯传递与预先通知的信用证和修改

a.An authenticated teletransmission of a credit or amendment will be deemed to be the operative credit or amendment，and any subsequent mail confirmation shall be disregarded.

If a teletransmission states“full details to follow”（or words of similar effect），or states that the mail confirmation is to be the operative credit or amendment，then the teletransmission will not be deemed to be the operative credit or amendment.The issuing bank must then issue the operative credit or amendment without delay in terms not inconsistent with the teletransmission.

a.经证实的信用证或修改的电讯文件将被视为有效的信用证或修改，任何随后的邮寄证实书将被不予置理。

若该电讯文件声明“详情后告”（或类似词语）或声明随后寄出的邮寄证实书将是有效的信用证或修改，则该电讯文件将被视为无效的信用证或修改。开证行必须随即不延误地开出有效的信用证或修改，且条款不能与电讯文件相矛盾。

b.A preliminary advice of the issuance of a credit or amendment（“pre-advice”）shall only be sent if the issuing bank is prepared to issue the operative credit or amendment.An issuing bank that sends a pre-advice is irrevocably committed to issue the operative credit or amendment，without delay，in terms not inconsistent with the pre-advice.

b.只有准备开立有效信用证或修改的开证行，才可以发出开立信用证或修改预先通知书。发出预先通知的开证行应不可撤销地承诺将不延误地开出有效的信用证或修改，且条款不能与预先通知书相矛盾。

Article 12　Nomination

第十二条　指定

a.Unless a nominated bank is the confirming bank，an authorization to honour or negotiate does not impose any obligation on that nominated bank to honour or negotiate，except when expressly agreed to by that nominated bank and so communicated to the beneficiary.

a.除非一家被指定银行是保兑行，对被指定银行进行兑付或议付的授权并不构成其必须兑付或议付的义务，被指定银行明确同意并照此通知受益人的情形除外。

b.By nominating a bank to accept a draft or incur a deferred payment undertaking，an issuing bank authorizes that nominated bank to prepay or purchase a draft accepted or a deferred payment undertaking incurred by that nominated bank.

b.通过指定一家银行承兑汇票或承担延期付款承诺，开证行即授权该被指定银行预付或购买经其承兑的汇票或由其承担延期付款的承诺。

c.Receipt or examination and forwarding of documents by a nominated bank that is not a confirming bank does not make that nominated bank liable to honour or negotiate，nor does it constitute honour or negotiation.

c.非保兑行身份的被指定银行接受、审核并寄送单据的行为既不使得该被指定银行具有兑付或议付的义务，也不构成兑付或议付。

Article 13　Bank-to-Bank Reimbursement Arrangements

第十三条　银行间偿付约定

a.If a credit states that reimbursement is to be obtained by a nominated bank（“claiming bank”）claiming on another party（“reimbursing bank”），the credit must state if the reimbursement is subject to the ICC rules for bank-to-bank reimbursements in effect on the date of issuance of the credit.

a.如果信用证规定被指定银行（“索偿行”）须通过向另一方银行（“偿付行”）索偿获得偿付，则信用证中必须声明是否按照信用证开立日正在生效的国际商会《银行间偿付规则》办理。

b.If a credit does not state that reimbursement is subject to the ICC rules for bank-to-bank reimbursements，the following apply：

b.如果信用证中未声明是否按照国际商会《银行间偿付规则》办理，则适用于下列条款：

i.An issuing bank must provide a reimbursing bank with a reimbursement authorization that conforms to the availability stated in the credit.The reimbursement authorization should not be subject to an expiry date.

i.开证行必须向偿付行提供偿付授权书，该授权书须与信用证中声明的有效性一致。偿付授权书不应规定有效日期。

ii.A claiming bank shall not be required to supply a reimbursing bank with a certificate of compliance with the terms and conditions of the credit.

ii.不应要求索偿行向偿付行提供证实单据与信用证条款及条件相符的证明。

iii.An issuing bank will be responsible for any loss of interest，together with any expenses incurred，if reimbursement is not provided on first demand by a reimbursing bank in accordance with the terms and conditions of the credit.

iii.如果偿付行未能按照信用证的条款及条件在首次索偿时即行偿付，则开证行应对索偿行的利息损失以及产生的费用负责。

iv.A reimbursing bank's charges are for the account of the issuing bank.However，if the charges are for the account of the beneficiary，it is the responsibility of an issuing bank to so indicate in the credit and in the reimbursement authorization.If a reimbursing bank's charges are for the account of the beneficiary，they shall be deducted from the amount due to a claiming bank when reimbursement is made.If no reimbursement is made，the reimbursing bank's charges remain the obligation of the issuing bank.

iv.偿付行的费用应由开证行承担。然而，如果费用系由受益人承担，则开证行有责任在信用证和偿付授权书中予以注明。如偿付行的费用系由受益人承担，则该费用应在偿付时从支付索偿行的金额中扣除。如果未发生偿付，开证行仍有义务承担偿付行的费用。

c.An issuing bank is not relieved of any of its obligations to provide reimbursement if reimbursement is not made by a reimbursing bank on first demand.

c.如果偿付行未能于首次索偿时即行偿付，则开证行不能解除其自身的偿付责任。

Article 14　Standard for Examination of Documents

第十四条　审核单据的标准

a.A nominated bank acting on its nomination，a confirming bank，if any，and the issuing bank must examine a presentation to determine，on the basis of the documents alone，whether or not the documents appear on their face to constitute a complying presentation.

a.按照指定行事的被指定银行、保兑行（如有）以及开证行必须对提示的单据进行审核，并仅以单据为基础，以决定单据在表面上看来是否构成相符提示。

b.A nominated bank acting on its nomination，a confirming bank，if any，and the issuing bank shall each have a maximum of five banking days following the day of presentation to determine if a presentation is complying.This period is not curtailed or otherwise affected by the occurrence on or after the date of presentation of any expiry date or last day for presentation.

b.按照指定行事的被指定银行、保兑行（如有）以及开证行，自其收到提示单据的翌日起算，应各自拥有最多不超过五个银行工作日的时间以决定提示是否相符。该期限不因单据提示日适逢信用证有效期或最迟提示期或在其之后而被缩减或受到其他影响。

c.A presentation including one or more original transport documents subject to Articles 19，20，21，22，23，24 or 25 must be made by or on behalf of the beneficiary not later than 21 calendar days after the date of shipment as described in these rules，but in any event not later than the expiry date of the credit.

c.提示若包含一份或多份按照本惯例第19条、20条、21条、22条、23条、24条或25条出具的正本运输单据，则必须由受益人或其代表按照相关条款在不迟于装运日后的二十一个公历日内提交，但无论如何不得迟于信用证的到期日。

d.Data in a document，when read in context with the credit，the document itself and international standard banking practice，need not be identical to，but must not conflict with，data in that document，any other stipulated document or the credit.

d.单据中内容的描述不必与信用证、信用证对该项单据的描述以及国际标准银行实务完全一致，但不得与该项单据中的内容、其他规定的单据或信用证相冲突。

e.In documents other than the commercial invoice，the description of the goods，services or performance，if stated，may be in general terms not conflicting with their description in the credit.

e.除商业发票外，其他单据中的货物、服务或行为描述若须规定，可使用统称，但不得与信用证规定的描述相矛盾。

f.If a credit requires presentation of a document other than a transport document，insurance document or commercial invoice，without stipulating by whom the document is to be issued or its data content，banks will accept the document as presented if its content appears to fulfil the function of the required document and otherwise complies with sub-article 14（d）.

f.如果信用证要求提示运输单据、保险单据和商业发票以外的单据，但未规定该单据由何人出具或单据的内容。如信用证对此未做规定，只要所提交单据的内容看来满足其功能需要且其他方面与十四条（d）款相符，银行将对提示的单据予以接受。

g.A document presented but not required by the credit will be disregarded and may be returned to the presenter.

g.提示信用证中未要求提交的单据，银行将不予置理。如果收到此类单据，可以退还提示人。

h.If a credit contains a condition without stipulating the document to indicate compliance with the condition，banks will deem such condition as not stated and will disregard it.

h.如果信用证中包含某项条件而未规定需提交与之相符的单据，银行将认为未列明此条件，并对此不予置理。

i.A document may be dated prior to the issuance date of the credit，but must not be dated later than its date of presentation.

i.单据的出单日期可以早于信用证开立日期，但不得迟于信用证规定的提示日期。

j.When the addresses of the beneficiary and the applicant appear in any stipulated document，they need not be the same as those stated in the credit or in any other stipulated document，but must be within the same country as the respective addresses mentioned in the credit.Contact details（telefax，telephone，email and the like）stated as part of the beneficiary's and the applicant's address will be disregarded.However，when the address and contact details of the applicant appear as part of the consignee or notify party details on a transport document subject to articles 19，20，21，22，23，24 or 25，they must be as stated in the credit.

j.当受益人和申请人的地址显示在任何规定的单据上时，不必与信用证或其他规定单据中显示的地址相同，但必须与信用证中述及的各自地址处于同一国家内。用于联系的资料（电传、电话、电子邮箱及类似方式）如作为受益人和申请人地址的组成部分将被不予置理。然而，当申请人的地址及联系信息作为按照19条、20条、21条、22条、23条、24条或25条出具的运输单据中收货人或通知方详址的组成部分时，则必须按照信用证规定予以显示。

k.The shipper or consignor of the goods indicated on any document need not be the beneficiary of the credit.

k.显示在任何单据中的货物的托运人或发货人不必是信用证的受益人。

l.A transport document may be issued by any party other than a carrier，owner，master or charterer provided that the transport document meets the requirements of articles 19，20，21，22，23 or 24 of these rules.

l.假如运输单据能够满足本惯例第19条、20条、21条、22条、23条或24条的要求，则运输单据可以由承运人、船东、船长或租船人以外的任何一方出具。

Article 15　Complying Presentation

第十五条　相符提示

a.When an issuing bank determines that a presentation is complying，it must honour.

a.当开证行确定提示相符时，就必须予以兑付。

b.When a confirming bank determines that a presentation is complying，it must honour or negotiate and forward the documents to the issuing bank.

b.当保兑行确定提示相符时，就必须予以兑付或议付并将单据寄往开证行。

c.When a nominated bank determines that a presentation is complying and honours or negotiates，it must forward the documents to the confirming bank or issuing bank.

c.当被指定银行确定提示相符并予以兑付或议付时，必须将单据寄往保兑行或开证行。

Article 16　Discrepant Documents，Waiver and Notice

第十六条　不符单据及不符点的放弃与通知

a.When a nominated bank acting on its nomination，a confirming bank，if any，or the issuing bank determines that a presentation does not comply，it may refuse to honour or negotiate.

a.当按照指定行事的被指定银行、保兑行（如有）或开证行确定提示不符时，可以拒绝兑付或议付。

b.When an issuing bank determines that a presentation does not comply，it may in its sole judgement approach the applicant for a waiver of the discrepancies.This does not，however，extend the period mentioned in sub-article 14（b）.

b.当开证行确定提示不符时，可以依据其独立的判断联系申请人放弃有关不符点。然而，这并不因此延长14条（b）款中述及的期限。

c.When a nominated bank acting on its nomination，a confirming bank，if any，or the issuing bank decides to refuse to honour or negotiate，it must give a single notice to that effect to the presenter.

c.当按照指定行事的被指定银行、保兑行（如有）或开证行决定拒绝兑付或议付时，必须一次性通知提示人。

The notice must state：

通知必须声明：

i.that the bank is refusing to honour or negotiate；and

i.银行拒绝兑付或议付；及

ii.each discrepancy in respect of which the bank refuses to honour or negotiate；and

ii.银行凭以拒绝兑付或议付的各个不符点；及

iii.a）that the bank is holding the documents pending further instructions from the presenter；or

iii.a）银行持有单据等候提示人进一步指示；或

b）that the issuing bank is holding the documents until it receives a waiver from the applicant and agrees to accept it，or receives further instructions from the presenter prior to agreeing to accept a waiver；or

b）开证行持有单据直至收到申请人通知弃权并同意接受该弃权，或在同意接受弃权前从提示人处收到进一步指示；或

c）that the bank is returning the documents；or

c）银行退回单据；或

d）that the bank is acting in accordance with instructions previously received from the presenter.

d）银行按照先前从提示人处收到的指示行事。

d.The notice required in sub-article 16（c）must be given by telecommunication or，if that is not possible，by other expeditious means no later than the close of the fifth banking day following the day of presentation.

d.第十六条（c）款中要求的通知必须以电讯方式发出，或者，如果不可能以电讯方式通知时，则以其他快捷方式通知，但不得迟于提示单据日期翌日起第五个银行工作日终了。

e.A nominated bank acting on its nomination，a confirming bank，if any，or the issuing bank may，after providing notice required by sub-article 16（c）（iii）a）or b），return the documents to the presenter at any time.

e.按照指定行事的被指定银行、保兑行（如有）或开证行可以在提供第十六条（c）款（iii）a）款或b）款要求提供的通知后，于任何时间将单据退还提示人。

f.If an issuing bank or a confirming bank fails to act in accordance with the provisions of this article，it shall be precluded from claiming that the documents do not constitute a complying presentation.

f.如果开证行或保兑行未能按照本条款的规定行事，将无权宣称单据未能构成相符提示。

g.When an issuing bank refuses to honour or a confirming bank refuses to honour or negotiate and has given notice to that effect in accordance with this article，it shall then be entitled to claim a refund，with interest，of any reimbursement made.

g.当开证行拒绝兑付或保兑行拒绝兑付或议付，并已经按照本条款发出通知时，该银行将有权就已经履行的偿付索取退款及其利息。

Article 17　Original Documents and Copies

第十七条　正本单据和副本单据

a.At least one original of each document stipulated in the credit must be presented.

a.信用证中规定的各种单据必须至少提供一份正本。

b.A bank shall treat as an original any document bearing an apparently original signature，mark，stamp，or label of the issuer of the document，unless the document itself indicates that it is not an original.

b.除非单据本身表明其不是正本，银行将视任何单据表面上具有单据出具人正本签字、标志、图章或标签的单据为正本单据。

c.Unless a document indicates otherwise，a bank will also accept a document as original if it：

c.除非单据另有显示，银行将接受单据作为正本单据如果该单据：

i.appears to be written，typed，perforated or stamped by the document issuer's hand；or i.表面看来由单据出具人手工书写、打字、穿孔签字或盖章；或

ii.appears to be on the document issuer's original stationery；or

ii.表面看来使用单据出具人的正本信笺；或

iii.states that it is original，unless the statement appears not to apply to the document presented.

iii.声明单据为正本，除非该项声明表面看来与所提示的单据不符。

d.If a credit requires presentation of copies of documents，presentation of either originals or copies is permitted.

d.如果信用证要求提交副本单据，则提交正本单据或副本单据均可。

e.If a credit requires presentation of multiple documents by using terms such as“in duplicate”“in two fold”or“in two copies”，this will be satisfied by the presentation of at least one original and the remaining number in copies，except when the document itself indicates otherwise.

e.如果信用证使用诸如“一式两份”“两张”“两份”等术语要求提交多份单据，则可以提交至少一份正本，其余份数以副本来满足。但单据本身另有相反指示者除外。

Article 18　Commercial Invoice

第十八条　商业发票

a.A commercial invoice：

i.must appear to have been issued by the beneficiary（except as provided in article 38）；

i.必须在表面上看来系由受益人出具（第三十八条另有规定者除外）；

ii.must be made out in the name of the applicant（except as provided in sub-article 38（g））；

ii.必须做成以申请人的名称为抬头（第三十八条（g）款另有规定者除外）；iii.must be made out in the same currency as the credit；and

iii.必须将发票币别作成与信用证相同币种。

iv.need not be signed.

b.A nominated bank acting on its nomination，a confirming bank，if any，or the issuing bank may accept a commercial invoice issued for an amount in excess of the amount permitted by the credit，and its decision will be binding upon all parties，provided the bank in question has not honoured or negotiated for an amount in excess of that permitted by the credit.

b.按照指定行事的被指定银行、保兑行（如有）或开证行可以接受金额超过信用证所允许金额的商业发票，倘若有关银行已兑付或已议付的金额没有超过信用证所允许的金额，则该银行的决定对各有关方均具有约束力。

c.The description of the goods，services or performance in a commercial invoice must correspond with that appearing in the credit.

c.商业发票中货物、服务或行为的描述必须与信用证中显示的内容相符。

Article 19　Transport Document Covering at Least Two Different Modes of Transport

第十九条　至少包括两种不同运输方式的运输单据

a.A transport document covering at least two different modes of transport（multimodal or combined transport document），however named，must appear to：

a.至少包括两种不同运输方式的运输单据（即多式运输单据或联合运输单据），不论其称谓如何，必须在表明上看来：

i.indicate the name of the carrier and be signed by：

i.显示承运人名称并由下列人员签署：

•the carrier or a named agent for or on behalf of the carrier，or

•承运人或承运人的具名代理或代表，或

•the master or a named agent for or on behalf of the master.

•船长或船长的具名代理或代表。

Any signature by the carrier，master or agent must be identified as that of the carrier，master or agent.

承运人、船长或代理的任何签字必须分别表明承运人、船长或代理的身份。

Any signature by an agent must indicate whether the agent has signed for or on behalf of the carrier or for or on behalf of the master.

代理的签字必须显示其是否作为承运人或船长的代理或代表签署提单。

ii.indicate that the goods have been dispatched，taken in charge or shipped on board at the place stated in the credit，by：

ii.通过下述方式表明货物已在信用证规定的地点发运、接受监管或装载

•pre-printed wording，or

•预先印就的措词，或

•a stamp or notation indicating the date on which the goods have been dispatched，taken in charge or shipped on board.

•注明货物已发运、接受监管或装载日期的图章或批注。

The date of issuance of the transport document will be deemed to be the date of dispatch，taking in charge or shipped on board，and the date of shipment.However，if the transport document indicates，by stamp or notation，a date of dispatch，taking in charge or shipped on board，this date will be deemed to be the date of shipment.

运输单据的出具日期将被视为发运、接受监管或装载以及装运日期。然而，如果运输单据以盖章或批注方式标明发运、接受监管或装载日期，则此日期将被视为装运日期。

iii.indicate the place of dispatch，taking in charge or shipment and the place of final destination stated in the credit，even if：

iii.显示信用证中规定的发运、接受监管或装载地点以及最终目的地的地点，即使：

a.the transport document states，in addition，a different place of dispatch，taking in charge or shipment or place of final destination，or

a.运输单据另外显示了不同的发运、接受监管或装载地点或最终目的地的地点，或

b.the transport document contains the indication“intended”or similar qualification in relation to the vessel，port of loading or port of discharge.

b.运输单据包含“预期”或类似限定有关船只、装货港或卸货港的指示。

iv.be the sole original transport document or，if issued in more than one original，be the full set as indicated on the transport document.

iv.系仅有的一份正本运输单据，或者，如果出具了多份正本运输单据，应是运输单据中显示的全套正本份数。

v.contain terms and conditions of carriage or make reference to another source containing the terms and conditions of carriage（short form or blank back transport document）.Contents of terms and conditions of carriage will not be examined.

v.包含承运条件须参阅包含承运条件条款及条件的某一出处（简式或背面空白的运输单据）者，银行对此类承运条件的条款及条件内容不予审核。

vi.contain no indication that it is subject to a charter party.

vi.未注明运输单据受租船合约约束。

b.For the purpose of this article，transhipment means unloading from one means of conveyance and reloading to another means of conveyance（whether or not in different modes of transport）during the carriage from the place of dispatch，taking in charge or shipment to the place of final destination stated in the credit.

b.就本条款而言，转运意指货物在信用证中规定的发运、接受监管或装载地点到最终目的地的运输过程中，从一个运输工具卸下并重新装载到另一个运输工具上（无论是否为不同运输方式）的运输。

c.i.A transport document may indicate that the goods will or may be transhipped provided that the entire carriage is covered by one and the same transport document.

c.i.只要同一运输单据包括运输全程，则运输单据可以注明货物将被转运或可被转运。

ii.A transport document indicating that transhipment will or may take place is acceptable，even if the credit prohibits transhipment.

ii.即使信用证禁止转运，银行也将接受注明转运将发生或可能发生的运输单据。Article 20　Bill of Lading

第二十条　提单

a.A bill of lading，however named，must appear to：

a.无论其称谓如何，提单必须表面上看来：

i.indicate the name of the carrier and be signed by：

i.显示承运人名称并由下列人员签署：

•the carrier or a named agent for or on behalf of the carrier，or

•承运人或承运人的具名代理或代表，或

•the master or a named agent for or on behalf of the master.

•船长或船长的具名代理或代表。

Any signature by the carrier，master or agent must be identified as that of the carrier，master or agent.

承运人、船长或代理的任何签字必须分别表明其承运人、船长或代理的身份。

Any signature by an agent must indicate whether the agent has signed for or on behalf of the carrier or for or on behalf of the master.

代理的签字必须显示其是否作为承运人或船长的代理或代表签署提单。

ii.indicate that the goods have been shipped on board a named vessel at the port of loading stated in the credit by：

ii.通过下述方式表明货物已在信用证规定的装运港装载上具名船只：

•pre-printed wording，or

•预先印就的措词，或

•an on board notation indicating the date on which the goods have been shipped on board.

•注明货物已装船日期的装船批注。

The date of issuance of the bill of lading will be deemed to be the date of shipment unless the bill of lading contains an on board notation indicating the date of shipment，in which case the date stated in the on board notation will be deemed to be the date of shipment.

提单的出具日期将被视为装运日期，除非提单包含注明装运日期的装船批注，在此情况下，装船批注中显示的日期将被视为装运日期。

If the bill of lading contains the indication“intended vessel”or similar qualification in relation to the name of the vessel，an on board notation indicating the date of shipment and the name of the actual vessel is required.

如果提单包含“预期船”字样或类似有关限定船只的词语时，装上具名船只必须由注明装运日期以及实际装运船只名称的装船批注来证实。

iii.indicate shipment from the port of loading to the port of discharge stated in the credit.

iii.注明装运从信用证中规定的装货港至卸货港。

If the bill of lading does not indicate the port of loading stated in the credit as the port of loading，or if it contains the indication“intended”or similar qualification in relation to the port of loading，an on board notation indicating the port of loading as stated in the credit，the date of shipment and the name of the vessel is required.This provision applies even when loading on board or shipment on a named vessel is indicated by pre-printed wording on the bill of lading.

如果提单未注明以信用证中规定的装货港作为装货港，或包含“预期”或类似有关限定装货港的标注者，则需要提供注明信用证中规定的装货港、装运日期以及船名的装船批注。即使提单上已注明印就的“已装船”或“已装具名船只”措词，本规定仍然适用。

iv.be the sole original bill of lading or，if issued in more than one original，be the full set as indicated on the bill of lading.

iv.系仅有的一份正本提单，或者，如果出具了多份正本，应是提单中显示的全套正本份数。

v.contain terms and conditions of carriage or make reference to another source containing the terms and conditions of carriage（short form or blank back bill of lading）.Contents of terms and conditions of carriage will not be examined.

v.包含承运条件须参阅包含承运条件条款及条件的某一出处（简式或背面空白的提单）者，银行对此类承运条件的条款及条件内容不予审核。

vi.contain no indication that it is subject to a charter party.

vi.未注明运输单据受租船合约约束。

b.For the purpose of this article，transhipment means unloading from one vessel and reloading to another vessel during the carriage from the port of loading to the port of discharge stated in the credit.

b.就本条款而言，转运意指在信用证规定的装货港到卸货港之间的海运过程中，将货物由一艘船卸下再装上另一艘船的运输。

c.i.A bill of lading may indicate that the goods will or may be transhipped provided that the entire carriage is covered by one and the same bill of lading.

c.i.只要同一提单包括运输全程，则提单可以注明货物将被转运或可被转运。

ii.A bill of lading indicating that transhipment will or may take place is acceptable，even if the credit prohibits transhipment，if the goods have been shipped in a container，trailer or LASH barge as evidenced by the bill of lading.

ii.银行可以接受注明将要发生或可能发生转运的提单。即使信用证禁止转运，只要提单上证实有关货物已由集装箱、拖车或子母船运输，银行仍可接受注明将要发生或可能发生转运的提单。

d.Clauses in a bill of lading stating that the carrier reserves the right to tranship will be disregarded.

d.对于提单中包含的声明承运人保留转运权利的条款，银行将不予置理。Article 21　Non-Negotiable Sea Waybill

第二十一条　非转让海运单

a.A non-negotiable sea waybill，however named，must appear to：

a.无论其称谓如何，非转让海运单必须表面上看来：

i.indicate the name of the carrier and be signed by：

i.显示承运人名称并由下列人员签署：

•the carrier or a named agent for or on behalf of the carrier，or

•承运人或承运人的具名代理或代表，或

•the master or a named agent for or on behalf of the master.

•船长或船长的具名代理或代表。

Any signature by the carrier，master or agent must be identified as that of the carrier，master or agent.

承运人、船长或代理的任何签字必须分别表明其承运人、船长或代理的身份。

Any signature by an agent must indicate whether the agent has signed for or on behalf of the carrier or for or on behalf of the master.

代理的签字必须显示其是否作为承运人或船长的代理或代表签署提单。

ii.indicate that the goods have been shipped on board a named vessel at the port of loading stated in the credit by：

ii.通过下述方式表明货物已在信用证规定的装运港装载上具名船只：

•pre-printed wording，or

•预先印就的措词，或

•an on board notation indicating the date on which the goods have been shipped on board.

•注明货物已装船日期的装船批注。

The date of issuance of the non-negotiable sea waybill will be deemed to be the date of shipment unless the non-negotiable sea waybill contains an on board notation indicating the date of shipment，in which case the date stated in the on board notation will be deemed to be the date of shipment.

非转让海运单的出具日期将被视为装运日期，除非非转让海运单包含注明装运日期的装船批注，在此情况下，装船批注中显示的日期将被视为装运日期。

If the non-negotiable sea waybill contains the indication“intended vessel”or similar qualification in relation to the name of the vessel，an on board notation indicating the date of shipment and the name of the actual vessel is required.

如果非转让海运单包含“预期船”字样或类似有关限定船只的词语时，装上具名船只必须由注明装运日期以及实际装运船只名称的装船批注来证实。

iii.indicate shipment from the port of loading to the port of discharge stated in the credit.

iii.注明装运从信用证中规定的装货港至卸货港。

If the non-negotiable sea waybill does not indicate the port of loading stated in the credit as the port of loading，or if it contains the indication“intended”or similar qualification in relation to the port of loading，an on board notation indicating the port of loading as stated in the credit，the date of shipment and the name of the vessel is required.This provision applies even when loading on board or shipment on a named vessel is indicated by pre-printed wording on the non-negotiable sea waybill.

如果非转让海运单未注明以信用证中规定的装货港作为装货港，或包含“预期”或类似有关限定装货港的标注者，则需要提供注明信用证中规定的装货港、装运日期以及船名的装船批注。即使非转让海运单上已注明印就的“已装船”或“已装具名船只”措词，本规定仍然适用。

iv.be the sole original non-negotiable sea waybill or，if issued in more than one original，be the full set as indicated on the non-negotiable sea waybill.

iv.系仅有的一份正本非转让海运单，或者，如果出具了多份正本，应是非转让海运单中显示的全套正本份数。

v.contain terms and conditions of carriage or make reference to another source containing the terms and conditions of carriage（short form or blank back non-negotiable sea waybill）.Contents of terms and conditions of carriage will not be examined.

v.包含承运条件须参阅包含承运条件条款及条件的某一出处（简式或背面空白的提单）者，银行对此类承运条件的条款及条件内容不予审核。

vi.contain no indication that it is subject to a charter party.

vi.未注明运输单据受租船合约约束。

b.就本条款而言，转运意指在信用证规定的装货港到卸货港之间的海运过程中，将货物由一艘船卸下再装上另一艘船的运输。

c.i.A non-negotiable sea waybill may indicate that the goods will or may be transhipped provided that the entire carriage is covered by one and the same non-negotiable sea waybill.

c.i.只要同一非转让海运单包括运输全程，则非转让海运单可以注明货物将被转运或可被转运。

ii.A non-negotiable sea waybill indicating that transhipment will or may take place is acceptable，even if the credit prohibits transhipment，if the goods have been shipped in a container，trailer or LASH barge as evidenced by the non-negotiable sea waybill.

ii.银行可以接受注明将要发生或可能发生转运的非转让海运单。即使信用证禁止转运，只要非转让海运单上证实有关货物已由集装箱、拖车或子母船运输，银行仍可接受注明将要发生或可能发生转运的非转让海运单。

d.Clauses in a non-negotiable sea waybill stating that the carrier reserves the right to tranship will be disregarded.

d.对于非转让海运单中包含的声明承运人保留转运权利的条款，银行将不予置理。

Article 22　Charter Party Bill of Lading

第二十二条　租船合约提单

a.A bill of lading，however named，containing an indication that it is subject to a charter party（charter party bill of lading），must appear to：

a.无论其称谓如何，倘若提单包含有提单受租船合约约束的指示（即租船合约提单），则必须在表面上看来：

i.由下列当事方签署：

•the master or a named agent for or on behalf of the master，or

•船长或船长的具名代理或代表，或

•the owner or a named agent for or on behalf of the owner，or

•船东或船东的具名代理或代表，或

•the charterer or a named agent for or on behalf of the charterer.

•租船主或租船主的具名代理或代表。

Any signature by the master，owner，charterer or agent must be identified as that of the master，owner，charterer or agent.

船长、船东、租船主或代理的任何签字必须分别表明其船长、船东、租船主或代理的身份。

Any signature by an agent must indicate whether the agent has signed for or on behalf of the master，owner or charterer.

代理的签字必须显示其是否作为船长、船东或租船主的代理或代表签署提单。

An agent signing for or on behalf of the owner or charterer must indicate the name of the owner or charterer.

代理人代理或代表船东或租船主签署提单时必须注明船东或租船主的名称。

ii.indicate that the goods have been shipped on board a named vessel at the port of loading stated in the credit by：

ii.通过下述方式表明货物已在信用证规定的装运港装载上具名船只：

•pre-printed wording，or

•预先印就的措词，或

•an on board notation indicating the date on which the goods have been shipped on board.

•注明货物已装船日期的装船批注。

The date of issuance of the charter party bill of lading will be deemed to be the date of shipment unless the charter party bill of lading contains an on board notation indicating the date of shipment，in which case the date stated in the on board notation will be deemed to be the date of shipment.

租船合约提单的出具日期将被视为装运日期，除非租船合约提单包含注明装运日期的装船批注，在此情况下，装船批注中显示的日期将被视为装运日期。

iii.indicate shipment from the port of loading to the port of discharge stated in the credit.The port of discharge may also be shown as a range of ports or a geographical area，as stated in the credit.

iii.注明货物由信用证中规定的装货港运输至卸货港。卸货港可以按信用证中的规定显示为一组港口或某个地理区域。

iv.be the sole original charter party bill of lading or，if issued in more than one original，be the full set as indicated on the charter party bill of lading.

iv.系仅有的一份正本租船合约提单，或者，如果出具了多份正本，应是租船合约提单中显示的全套正本份数。

b.A bank will not examine charter party contracts，even if they are required to be presented by the terms of the credit.

b.即使信用证中的条款要求提交租船合约，银行也将对该租船合约不予审核。

Article 23　Air Transport Document

第二十三条　空运单据

a.An air transport document，however named，must appear to：

a.无论其称谓如何，空运单据必须在表面上看来：

i.indicate the name of the carrier and be signed by；

i.注明承运人名称并由下列当事方签署；

•a named agent for or on behalf of the carrier.

•承运人的具名代理或代表。

Any signature by the carrier or agent must be identified as that of the carrier or agent.

承运人或代理的任何签字必须分别表明其承运人或代理的身份。

Any signature by an agent must indicate that the agent has signed for or on behalf of the carrier.

代理的签字必须显示其是否作为承运人的代理或代表签署空运单据。

ii.indicate that the goods have been accepted for carriage.

ii.注明货物已收妥待运。

iii.indicate the date of issuance.This date will be deemed to be the date of shipment unless the air transport document contains a specific notation of the actual date of shipment，in which case the date stated in the notation will be deemed to be the date of shipment.

iii.注明出具日期。这一日期将被视为装运日期，除非空运单据包含注有实际装运日期的专项批注，在此种情况下，批注中显示的日期将被视为装运日期。

Any other information appearing on the air transport document relative to the flight number and date will not be considered in determining the date of shipment.

空运单据显示的其他任何与航班号和起飞日期有关的信息不能被视为装运日期。

iv.indicate the airport of departure and the airport of destination stated in the credit.

iv.表明信用证规定的起飞机场和目的地机场。

v.be the original for consignor or shipper，even if the credit stipulates a full set of originals.

v.为开给发货人或拖运人的正本，即使信用证规定提交全套正本。

vi.contain terms and conditions of carriage or make reference to another source containing the terms and conditions of carriage.Contents of terms and conditions of carriage will not be examined.

vi.载有承运条款和条件，或提示条款和条件参见别处。银行将不审核承运条款和条件的内容。

b.For the purpose of this article，transhipment means unloading from one aircraft and reloading to another aircraft during the carriage from the airport of departure to the airport of destination stated in the credit.

b.就本条而言，转运是指在信用证规定的起飞机场到目的地机场的运输过程中，将货物从一飞机卸下再装上另一飞机的行为。

c.i.An air transport document may indicate that the goods will or may be transhipped，provided that the entire carriage is covered by one and the same air transport document.

c.i.空运单据可以注明货物将要或可能转运，只要全程运输由同一空运单据涵盖。

ii.An air transport document indicating that transhipment will or may take place is acceptable，even if the credit prohibits transhipment.

ii.即使信用证禁止转运，注明将要或可能发生转运的空运单据仍可接受。

Article 24　Road，Rail or Inland Waterway Transport Documents

第二十四条　公路、铁路或内陆水运单据

a.A road，rail or inland waterway transport document，however named，must appear to：

a.公路、铁路或内陆水运单据，无论名称如何，必须看似：

i.indicate the name of the carrier and：

i.表明承运人名称，并且：

•be signed by the carrier or a named agent for or on behalf of the carrier，or

•由承运人或其具名代理人签署，或者

•indicate receipt of the goods by signature，stamp or notation by the carrier or a named agent for or on behalf of the carrier.

•由承运人或其具名代理人以签字、印戳或批注表明货物收讫。

Any signature，stamp or notation of receipt of the goods by the carrier or agent must be identified as that of the carrier or agent.

承运人或其具名代理人的售货签字、印戳或批注必须标明其承运人或代理人的身份。

Any signature，stamp or notation of receipt of the goods by the agent must indicate that the agent has signed or acted for or on behalf of the carrier.

代理人的收货签字、印戳或批注必须标明代理人系代表承运人签字或行事。

If a rail transport document does not identify the carrier，any signature or stamp of the railway company will be accepted as evidence of the document being signed by the carrier.

如果铁路运输单据没有指明承运人，可以接受铁路运输公司的任何签字或印戳作为承运人签署单据的证据。

ii.indicate the date of shipment or the date the goods have been received for shipment，dispatch or carriage at the place stated in the credit.Unless the transport document contains a dated reception，stamp，an indication of the date of receipt or a date of shipment，the date of issuance of the transport document will be deemed to be the date of shipment.

ii.表明货物在信用证规定地点的发运日期，或者收讫代运或代发送的日期。运输单据的出具日期将被视为发运日期，除非运输单据上盖有带日期的收货印戳，或注明了收货日期或发运日期。

iii.indicate the place of shipment and the place of destination stated in the credit.

iii.表明信用证规定的发运地及目的地。

b.i.A road transport document must appear to be the original for consignor or shipper or bear no marking indicating for whom the document has been prepared.

b.i.公路运输单据必须看似为开给发货人或托运人的正本，或没有认可标记表明单据开给何人。

ii.A rail transport document marked“duplicate”will be accepted as an original.

ii.注明“第二联”的铁路运输单据将被作为正本接受。

iii.A rail or inland waterway transport document will be accepted as an original whether marked as an original or not.

iii.无论是否注明正本字样，铁路或内陆水运单据都被作为正本接受。

c.In the absence of an indication on the transport document as to the number of originals issued，the number presented will be deemed to constitute a full set.

c.如运输单据上未注明出具的正本数量，提交的分数即视为全套正本。

d.For the purpose of this article，transhipment means unloading from one means of conveyance and reloading to another means of conveyance，within the same mode of transport，during the carriage from the place of shipment，dispatch or carriage to the place of destination stated in the credit.

d.就本条而言，转运是指在信用证规定的发运、发送或运送的地点到目的地之间的运输过程中，在同一运输方式中从一运输工具卸下再装上另一运输工具的行为。

e.i.A road，rail or inland waterway transport document may indicate that the goods will or may be transhipped provided that the entire carriage is covered by one and the same transport document.

e.i.只要全程运输由同一运输单据涵盖，公路、铁路或内陆水运单据可以注明货物将要或可能被转运。

ii.A road，rail or inland waterway transport document indicating that transhipment will or may take place is acceptable，even if the credit prohibits transhipment.

ii.即使信用证禁止转运，注明将要或可能发生转运的公路、铁路或内陆水运单据仍可接受。

Article 25　Courier Receipt，Post Receipt or Certificate of Posting

第二十五条　快递收据、邮政收据或投邮证明

a.A courier receipt，however named，evidencing receipt of goods for transport，must appear to：

a.证明货物收讫待运的快递收据，无论名称如何，必须看似：

i.indicate the name of the courier service and be stamped or signed by the named courier service at the place from which the credit states the goods are to be shipped；and

i.表明快递机构的名称，并在信用证规定的货物发运地点由该具名快递机构盖章或签字；并且

ii.indicate a date of pick-up or of receipt or wording to this effect.This date will be deemed to be the date of shipment.

ii.表明取件或收件的日期或类似词语。该日期将被视为发运日期。

b.A requirement that courier charges are to be paid or prepaid may be satisfied by a transport document issued by a courier service evidencing that courier charges are for the account of a party other than the consignee.

b.如果要求显示快递费用付讫或预付，快递机构出具的表明快递费由收货人以外的一方支付的运输单据可以满足该项要求。

c.A post receipt or certificate of posting，however named，evidencing receipt of goods for transport，must appear to be stamped or signed and dated at the place from which the credit states the goods are to be shipped.This date will be deemed to be the date of shipment.

c.证明货物收讫待运的邮政收据或投邮证明，无论名称如何，必须看似在信用证规定的货物发运地点盖章或签署并注明日期。该日期将被视为发运日期。

Article 26　“On Deck”“Shipper's Load and Count”“Said by Shipper to Contain”and Charges Additional to Freight

第二十六条　“货装舱面”“托运人装载和计数”“内容据托运人报称”及运费之外的费用

a.A transport document must not indicate that the goods are or will be loaded on deck.A clause on a transport document stating that the goods may be loaded on deck is acceptable.

a.运输单据不得表明货物装于或者将装于舱面。声明货物可能被装于舱面的运输单据条款可以接受。

b.A transport document bearing a clause such as“shipper's load and count”and“said by shipper to contain”is acceptable.

b.载有诸如“托运人装载和计数”或“内容据托运人报称”条款的运输单据可以接受。

c.A transport document may bear a reference，by stamp or otherwise，to charges additional to the freight.

c.运输单据上可以以印戳或其他方式提及运费之外的费用。

Article 27　Clean Transport Document

第二十七条　清洁运输单据

A bank will only accept a clean transport document.A clean transport document is one bearing no clause or notation expressly declaring a defective condition of the goods or their packaging.The word“clean”need not appear on a transport document，even if a credit has a requirement for that transport document to be“clean on board”.

银行只接受清洁运输单据。清洁运输单据指未载有明确宣称货物或包装有缺陷的条款或批注的运输单据。“清洁”一词并不需要在运输单据上出现，即使信用证要求运输单据为“清洁已装船”的。

Article 28　Insurance Document and Coverage

第二十八条　保险单据及保险范围

a.An insurance document，such as an insurance policy，an insurance certificate or a declaration under an open cover，must appear to be issued and signed by an insurance company，an underwriter or their agents or their proxies.

a.保险单据，例如保险单或预约保险项下的保险证明书或者声明书，必须看似由保险公司或承保人或其代理人或代表出具并签署。

Any signature by an agent or proxy must indicate whether the agent or proxy has signed for or on behalf of the insurance company or underwriter.

代理人或代表的签字必须标明其系代表保险公司或承保人签字。

b.When the insurance document indicates that it has been issued in more than one original，all originals must be presented.

b.如果保险单据表明其以多份正本出具，所有正本均须提交。

c.Cover notes will not be accepted.

c.暂保单将不被接受。

d.An insurance policy is acceptable in lieu of an insurance certificate or a declaration under an open cover.

d.可以接受保险单代替预约保险项下的保险证明书或声明书。

e.The date of the insurance document must be no later than the date of shipment，unless it appears from the insurance document that the cover is effective from a date not later than the date of shipment.

e.保险单据日期不得晚于发运日期，除非保险单据表明保险责任不迟于发运日生效。

f.i.The insurance document must indicate the amount of insurance coverage and be in the same currency as the credit.

f.i.保险单据必须表明投保金额并以与信用证相同的货币表示。

ii.A requirement in the credit for insurance coverage to be for a percentage of the value of the goods，of the invoice value or similar is deemed to be the minimum amount of coverage required.

ii.信用证对于投保金额为货物价值、发票金额或类似金额的某一比例的要求，将被视为对最低保额的要求。

If there is no indication in the credit of the insurance coverage required，the amount of insurance coverage must be at least 110% of the CIF or CIP value of the goods.

如果信用证对投保金额未作规定，投保金额须至少为货物的CIF或CIP价格的110%。

When the CIF or CIP value cannot be determined from the documents，the amount of insurance coverage must be calculated on the basis of the amount for which honour or negotiation is requested or the gross value of the goods as shown on the invoice，whichever is greater.

如果从单据中不能确定CIF或者CIP价格，投保金额必须基于要求承付或议付的金额，或者基于发票上显示的货物总值来计算，两者之中取金额较高者。

iii.The insurance document must indicate that risks are covered at least between the place of taking in charge or shipment and the place of discharge or final destination as stated in the credit.

iii.保险单据须标明承包的风险区间至少涵盖从信用证规定的货物监管地或发运地开始到卸货地或最终目的地为止。

g.A credit should state the type of insurance required and，if any，the additional risks to be covered.An insurance document will be accepted without regard to any risks that are not covered if the credit uses imprecise terms such as“usual risks”or“customary risks”.

g.信用证应规定所需投保的险别及附加险（如有的话）。如果信用证使用诸如“通常风险”或“惯常风险”等含义不确切的用语，则无论是否有漏保之风险，保险单据将被照样接受。

h.When a credit requires insurance against“all risks”and an insurance document is presented containing any“all risks”notation or clause，whether or not bearing the heading“all risks”，the insurance document will be accepted without regard to any risks stated to be excluded.

h.当信用证规定投保“一切险”时，如保险单据载有任何“一切险”批注或条款，无论是否有“一切险”标题，均将被接受，即使其声明任何风险除外。

i.An insurance document may contain reference to any exclusion clause.

i.保险单据可以援引任何除外责任条款。

j.An insurance document may indicate that the cover is subject to a franchise or excess（deductible）.

j.保险单据可以注明受免赔率或免赔额（减除额）约束。

Article 29　Extension of Expiry Date or Last Day for Presentation

第二十九条　截止日或最迟交单日的顺延

a.If the expiry date of a credit or the last day for presentation falls on a day when the bank to which presentation is to be made is closed for reasons other than those referred to in article 36，the expiry date or the last day for presentation，as the case may be，will be extended to the first following banking day.

a.如果信用证的截止日或最迟交单日适逢接受交单的银行非因第三十六条所述原因而歇业，则截止日或最迟交单日，视何者适用，将顺延至其重新开业的第一个银行工作日。

b.If presentation is made on the first following banking day，a nominated bank must provide the issuing bank or confirming bank with a statement on its covering schedule that the presentation was made within the time limits extended in accordance with sub-article 29（a）.

b.如果在顺延后的第一个银行工作日交单，指定银行必须在其致开证行或保兑行的面涵中声明交单是在根据第二十九条a款顺延的期限内提交的。

c.The latest date for shipment will not be extended as a result of sub-article 29（a）.c.最迟发运日不因第二十九条a款规定的原因而顺延。

Article 30　Tolerance in Credit Amount，Quantity and Unit Prices

第三十条　信用证金额、数量与单价的增减幅度

a.The words“about”or“approximately”used in connection with the amount of the credit or the quantity or the unit price stated in the credit are to be construed as allowing a tolerance not to exceed 10% more or 10% less than the amount，the quantity or the unit price to which they refer.

a.“约”或“大约”用于信用证金额或信用证规定的数量或单价时，应解释为允许有关金额或数量或单价有不超过10%的增减幅度。

b.A tolerance not to exceed 5% more or 5% less than the quantity of the goods is allowed，provided the credit does not state the quantity in terms of a stipulated number of packing units or individual items and the total amount of the drawings does not exceed the amount of the credit.

b.在信用证未以包装单位件数或货物自身件数的方式规定货物数量时，货物数量允许有5%的增减幅度，只要总支取金额不超过信用证金额。

c.Even when partial shipments are not allowed，a tolerance not to exceed 5% less than the amount of the credit is allowed，provided that the quantity of the goods，if stated in the credit，is shipped in full and a unit price，if stated in the credit，is not reduced or that sub-article 30（b）is not applicable.This tolerance does not apply when the credit stipulates a specific tolerance or uses the expressions referred to in sub-article 30（a）.

c.如果信用证规定了货物数量，而该数量已全部发运，及如果信用证规定了单价，而该单价又未降低，或当第三十条b款不适用时，则即使不允许部分装运，也允许支取的金额有5%的减幅。若信用证规定有特定的增减幅度或使用第三十条a款提到的用语限定数量，则该减幅不适用。

Article 31　Partial Drawings or Shipments

第三十一条　分批支款或分批装运

a.Partial drawings or shipments are allowed.a.允许分批支款或分批装运

b.A presentation consisting of more than one set of transport documents evidencing shipment commencing on the same means of conveyance and for the same journey，provided they indicate the same destination，will not be regarded as covering a partial shipment，even if they indicate different dates of shipment or different ports of loading，places of taking in charge or dispatch.If the presentation consists of more than one set of transport documents，the latest date of shipment as evidenced on any of the sets of transport documents will be regarded as the date of shipment.

b.表明使用同一运输工具并经由同次航程运输的数套运输单据在同一次提交时，只要显示相同目的地，将不视为部分发运，即使运输单据上标明的发运日期不通或装卸港、接管地或发送地点不同。如果交单由数套运输单据构成，其中最晚的一个发运日将被视为发运日。

A presentation consisting of one or more sets of transport documents evidencing shipment on more than one means of conveyance within the same mode of transport will be regarded as covering a partial shipment，even if the means of conveyance leave on the same day for the same destination.

含有一套或数套运输单据的交单，如果表明在同一种运输方式下经由数件运输工具运输，即使运输工具在同一天出发运往同一目的地，仍将被视为部分发运。

c.A presentation consisting of more than one courier receipt，post receipt or certificate of posting will not be regarded as a partial shipment if the courier receipts，post receipts or certificates of posting appear to have been stamped or signed by the same courier or postal service at the same place and date and for the same destination.

c.含有一份以上快递收据、邮政收据或投邮证明的交单，如果单据看似由同一块地或邮政机构在同一地点和日期加盖印戳或签字并且表明同一目的地，将不视为部分发运。

Article 32　Instalment Drawings or Shipments

第三十二条　分期支款或分期装运

If a drawing or shipment by instalments within given periods is stipulated in the credit and any instalment is not drawn or shipped within the period allowed for that instalment，the credit ceases to be available for that and any subsequent instalment.

如信用证规定在指定的时间段内分期支款或分期发运，任何一期未按信用证规定期限支取或发运时，信用证对该期及以后各期均告失效。

Article 33　Hours of Presentation

第三十三条　交单时间

A bank has no obligation to accept a presentation outside of its banking hours.

银行在其营业时间外无接受交单的义务。

Article 34　Disclaimer on Effectiveness of Documents

第三十四条　关于单据有效性的免责

A bank assumes no liability or responsibility for the form，sufficiency，accuracy，genuineness，falsification or legal effect of any document，or for the general or particular conditions stipulated in a document or superimposed thereon；nor does it assume any liability or responsibility for the description，quantity，weight，quality，condition，packing，delivery，value or existence of the goods，services or other performance represented by any document，or for the good faith or acts or omissions，solvency，performance or standing of the consignor，the carrier，the forwarder，the consignee or the insurer of the goods or any other person.

银行对任何单据的形式、充分性、准确性、内容真实性、虚假性或法律效力，或对单据中规定或添加的一般或特殊条件，概不负责；银行对任何单据所代表的货物、服务或其他履约行为的描述、数量、重量、品质、状况、包装、交付、价值或其存在与否，或对发货人、承运人、货运代理人、收货人、货物的保险人或其他任何人的诚信与否，作为或不作为、清偿能力、履约或资信状况，也概不负责。

Article 35　Disclaimer on Transmission and Translation

第三十五条　关于信息传递和翻译的免责

A bank assumes no liability or responsibility for the consequences arising out of delay，loss in transit，mutilation or other errors arising in the transmission of any messages or delivery of letters or documents，when such messages，letters or documents are transmitted or sent according to the requirements stated in the credit，or when the bank may have taken the initiative in the choice of the delivery service in the absence of such instructions in the credit.

当报文、信件或单据按照信用证的要求传输或发送时，或当信用证未作指示，银行自行选择传送服务时，银行对报文传输或信件或单据的递送过程中发生的延误、中途遗失、残缺或其他错误产生的后果，概不负责。

If a nominated bank determines that a presentation is complying and forwards the documents to the issuing bank or confirming bank，whether or not the nominated bank has honoured or negotiated，an issuing bank or confirming bank must honour or negotiate，or reimburse that nominated bank，even when the documents have been lost in transit between the nominated bank and the issuing bank or confirming bank，or between the confirming bank and the issuing bank.

如果指定银行确定交单相符并将单据发往开证行或保兑行。无论指定的银行是否已经承付或议付，开证行或保兑行必须承付或议付，或偿付指定银行，即使单据在指定银行送往开证行或保兑行的途中，或保兑行送往开证行的途中丢失。

A bank assumes no liability or responsibility for errors in translation or interpretation of technical terms and may transmit credit terms without translating them.

银行对技术术语的翻译或解释上的错误，不负责任，并可不加翻译地传送信用证条款。

Article 36　Force Majeure

第三十六条　不可抗力

A bank assumes no liability or responsibility for the consequences arising out of the interruption of its business by Acts of God，riots，civil commotions，insurrections，wars，acts of terrorism，or by any strikes or lockouts or any other causes beyond its control.

银行对由于天灾、暴动、骚乱、叛乱、战争、恐怖主义行为或任何罢工、停工或其无法控制的任何其他原因导致的营业中断的后果，概不负责。

A bank will not，upon resumption of its business，honour or negotiate under a credit that expired during such interruption of its business.

银行恢复营业时，对于在营业中断期间已逾期的信用证，不再进行承付或议付。

Article 37　Disclaimer for Acts of an Instructed Party

第三十七条　关于被指示方行为的免责

a.A bank utilizing the services of another bank for the purpose of giving effect to the instructions of the applicant does so for the account and at the risk of the applicant.

a.为了执行申请人的指示，银行利用其他银行的服务，其费用和风险由申请人承担。

b.An issuing bank or advising bank assumes no liability or responsibility should the instructions it transmits to another bank not be carried out，even if it has taken the initiative in the choice of that other bank.

b.即使银行自行选择了其他银行，如果发出指示未被执行，开证行或通知行对此亦不负责。

c.A bank instructing another bank to perform services is liable for any commissions，fees，costs or expenses（“charges”）incurred by that bank in connection with its instructions.

c.指示另一银行提供服务的银行有责任负担被执释放因执行指示而发生的任何佣金、手续费、成本或开支（“费用”）。

If a credit states that charges are for the account of the beneficiary and charges cannot be collected or deducted from proceeds，the issuing bank remains liable for payment of charges.

如果信用证规定费用由受益人负担，而该费用未能收取或从信用证款项中扣除，开证行依然承担支付此费用的责任。

A credit or amendment should not stipulate that the advising to a beneficiary is conditional upon the receipt by the advising bank or second advising bank of its charges.

信用证或其修改不应规定向受益人的通知以通知行或第二通知行收到其费用为条件。

d.The applicant shall be bound by and liable to indemnify a bank against all obligations and responsibilities imposed by foreign laws and usages.

d.外国法律和惯例加诸于银行的一切义务和责任，申请人应受其约束，并就此对银行负补偿之责。

Article 38　Transferable Credits

第三十八条　可转让信用证

a.A bank is under no obligation to transfer a credit except to the extent and in the manner expressly consented to by that bank.

a.银行无办理转让信用证的义务，除非该银行明确同意其转让范围和转让方式。

b.For the purpose of this article：

b.就本条款而言：

Transferable credit means a credit that specifically states it is“transferable”.A transferable credit may be made available in whole or in part to another beneficiary（“second beneficiary”）at the request of the beneficiary（“first beneficiary”）.

转让信用证意指明确表明其“可以转让”的信用证。根据受益人（“第一受益人”）的请求，转让信用证可以被全部或部分地转让给其他受益人（“第二受益人”）。

Transferring bank means a nominated bank that transfers the credit or，in a credit available with any bank，a bank that is specifically authorized by the issuing bank to transfer and that transfers the credit.An issuing bank may be a transferring bank.

转让银行意指办理信用证转让的被指定银行，或者，在适用于任何银行的信用证中，转让银行是由开证行特别授权并办理转让信用证的银行。开证行也可担任转让银行。

Transferred credit means a credit that has been made available by the transferring bank to a second beneficiary.

转让信用证意指经转让银行办理转让后可供第二受益人使用的信用证。

c.Unless otherwise agreed at the time of transfer，all charges（such as commissions，fees，costs or expenses）incurred in respect of a transfer must be paid by the first beneficiary.

c.除非转让时另有约定，所有因办理转让而产生的费用（诸如佣金、手续费、成本或开支）必须由第一受益人支付。

d.A credit may be transferred in part to more than one second beneficiary provided partial drawings or shipments are allowed.

d.倘若信用证允许分批支款或分批装运，信用证可以被部分地转让给一个以上的第二受益人。

A transferred credit cannot be transferred at the request of a second beneficiary to any subsequent beneficiary.The first beneficiary is not considered to be a subsequent beneficiary.

第二受益人不得要求将信用证转让给任何次序位居其后的其他受益人。第一受益人不属于此类其他受益人之列。

e.Any request for transfer must indicate if and under what conditions amendments may be advised to the second beneficiary.The transferred credit must clearly indicate those conditions.

e.任何有关转让的申请必须指明是否以及在何种条件下可以将修改通知第二受益人。转让信用证必须明确指明这些条件。

f.If a credit is transferred to more than one second beneficiary，rejection of an amendment by one or more second beneficiary does not invalidate the acceptance by any other second beneficiary，with respect to which the transferred credit will be amended accordingly.For any second beneficiary that rejected the amendment，the transferred credit will remain unamended.

f.如果信用证被转让给一个以上的第二受益人，其中一个或多个第二受益人拒绝接受某个信用证修改并不影响其他第二受益人接受修改。对于接受修改的第二受益人而言，信用证已做相应的修改；对于拒绝接受修改的第二受益人而言，该转让信用证仍未被修改。

g.The transferred credit must accurately reflect the terms and conditions of the credit，including confirmation，if any，with the exception of：

g.转让信用证必须准确转载原证的条款及条件，包括保兑（如有），但下列项目除外：

•the amount of the credit，

•信用证金额，

•any unit price stated therein，

•信用证规定的任何单价，

•the expiry date，

•the period for presentation，

•单据提示期限

•the latest shipment date or given period for shipment，

•最迟装运日期或规定的装运期间。

any or all of which may be reduced or curtailed.

以上任何一项或全部均可减少或缩短。

The percentage for which insurance cover must be effected may be increased to provide the amount of cover stipulated in the credit or these articles.

必须投保的保险金额的投保比例可以增加，以满足原信用证或本惯例规定的投保金额。

The name of the first beneficiary may be substituted for that of the applicant in the credit.

可以用第一受益人的名称替换原信用证中申请人的名称。

If the name of the applicant is specifically required by the credit to appear in any document other than the invoice，such requirement must be reflected in the transferred credit.

如果原信用证特别要求开证申请人名称应在除发票以外的任何单据中出现时，则转让信用证必须反映出该项要求。

h.The first beneficiary has the right to substitute its own invoice and draft，if any，for those of a second beneficiary for an amount not in excess of that stipulated in the credit，and upon such substitution the first beneficiary can draw under the credit for the difference，if any，between its invoice and the invoice of a second beneficiary.

h.第一受益人有权以自己的发票和汇票（如有），替换第二受益人的发票和汇票（如有），其金额不得超过原信用证的金额。在如此办理单据替换时，第一受益人可在原信用证项下支取自己发票与第二受益人发票之间产生的差额（如有）。

i.If the first beneficiary is to present its own invoice and draft，if any，but fails to do so on first demand，or if the invoices presented by the first beneficiary create discrepancies that did not exist in the presentation made by the second beneficiary and the first beneficiary fails to correct them on first demand，the transferring bank has the right to present the documents as received from the second beneficiary to the issuing bank，without further responsibility to the first beneficiary.

i.如果第一受益人应当提交其自己的发票和汇票（如有），但却未能在收到第一次要求时照办；或第一受益人提交的发票导致了第二受益人提示的单据中本不存在的不符点，而其未能在收到第一次要求时予以修正，则转让银行有权将其从第二受益人处收到的单据向开证行提示，并不再对第一受益人负责。

j.The first beneficiary may，in its request for transfer，indicate that honour or negotiation is to be effected to a second beneficiary at the place to which the credit has been transferred，up to and including the expiry date of the credit.This is without prejudice to the right of the first beneficiary in accordance with sub-article 38（h）.

j.第一受益人可以在其提出转让申请时，表明可在信用证被转让的地点，在原信用证的到期日之前（包括到期日）向第二受益人予以兑付或议付。本条款并不损害第一受益人在第三十八条h款下的权利。

k.Presentation of documents by or on behalf of a second beneficiary must be made to the transferring bank.

k.由第二受益人或代表第二受益人提交的单据必须向转让银行提示。

Article 39　Assignment of Proceeds

第三十九条　款项让渡

The fact that a credit is not stated to be transferable shall not affect the right of the beneficiary to assign any proceeds to which it may be or may become entitled under the credit，in accordance with the provisions of applicable law.This article relates only to the assignment of proceeds and not to the assignment of the right to perform under the credit.

信用证未表明可转让，并不影响受益人根据所适用的法律规定，将其在该信用证项下有权获得的款项让渡与他人的权利。本条款所涉及的仅是款项的让渡，而不是信用证项下执行权利的让渡。

发票号（INVOICE NO.）　　　　　　　　　　　　　　保单号次

合同号（CONTRACT NO.）　　　　　　　　　　　　　POLICY NO.

信用证号（L／C NO.）

中国人民保险公司（以下简称本公司）根据被保险人的要求，由被保险人向本公司缴付约定的保险费，按照本保险单承保险别和背面所列条款与下列条款承保下述货物运输保险，特立本保险单。

THIS POLICY OF INSURANCE WITNESSES THAT THE PEOPLE'S INSURANCE COMPANY OF CHINA（HEREIN AFTER CALLED“THE COMPANY”）AT THE REQUEST OF THE INSURED AND INCONSIDERATION OF THE AGREED PREMIUM PAID TO THE COMPANY BY THE INSURED，UNDERTAKES TO INSURED THE UNDERMENTIONED GOODS IN TRANSPORTATION SUBJECT TO THE CONDITIONS OF THIS POLICY AS PER THE CLAUSES PRINTED OVERLEAF AND OTHER SPECIAL CLAUSES ATTACHED HEREON.

总保险金额：________（TOTAL AMOUNT INSURED）：________

保费：________启运日期：________装载运输工具：________

PREMIUM：________DATE OF COMMENCEMENT：________PER CONVEYANCE：________

自________经________至________

FROM________VIA________TO________

承保险别：________

CONDITIONS：________

所保货物，如发生保险单项下可能引起索赔的损失或损坏，应立即通知本公司下述代理人查勘。如有索赔，应向本公司提交保单正本（保险单共有　份正本）及有关文件。如一份正本已用于索赔，其余正本自动失效。

IN THE EVENT OF LOSS OR DAMAGE WHICH MAY RESULT IN A CLAIM UNDER THIS POLICY，IMMEDIATE NOTICE MUST BE GIVEN TO THE COMPANY'S AGENT AS MENTIONED HEREUNDER CLAIMS，IF ANY，ONE OF THE ORIGINAL POICY WHICH HAS BEEN ISSUED INORIGINAL TOGETHER WITH THE RELEVENT DOCUMENTS SHALL BE SURRENDERED TO THE COMPANY.IF ONE OF THE ORIGINAL POLICY HAS BEEN ACCOMPLISHED，THE OTHERS TO BE VIOD.