Learing objectives:

1. Learn some quotations about money.

2.  Listen and talk about your spending habits and find out the ways to improve.

3. Get familiar with the topic, and prepare for the passage learning.

Watch the video clip and talk about the topic: Can money buy happiness?

Listen to a short passage concerning money markets and fill in the missing information.

In the money markets, businesses governments and sometimes 1__________ borrow or lend funds for short periods of time. Usually 1 to 120 days. US Treasury-bills are the 2_________ money market instrument. They are 3 ___________by negotiable certificate deposit and commercial  paper. 

Other money market instruments they are not large in-volume of standing are important in their 4____________ markets and represent invest mental ternaries for money market participants. It is a close substitute ability of market instruments, that links all the money markets.