Learing objectives:

1. Review the key language points and writing skill studied in this text ;

2. Use the knowlege to make a speech and improve the ability of speaking. 

As a college student, do you have loan debt?  Watch the video and think about this question: How to avoid credit default?

Choose one topic and make a speech. 

Part I. Opening part of the speech 

1.Definition of money; 

2.Function of money;

3.Attribute of money.

Part II. The difficulties and how I overcome them

1. Money is important;

2. Money in not everything./Money can’t 

   buy everything.

Part III. How to treat money properly.

Part III. Benefits from English learning

1. Wrong ways of treating money ;

2. How to treat money rightly.

You may adopt the following expressions.

Money, whatever form it takes, is essential for buying goods and services.  

Money can buy certain comforts and offer some security, but it is not the answer for everything. 

We will be disappointed if we count/rely on wealth or physical comforts alone for happiness. 

Riches are not an end of life, but an instrument of life.