Conduct a survey on campus：

1. What is the main source of your daily expenses?

2. How much are your monthly expenses?

3. What cost most of your money as a college student?

4. Can you control yourself in buying things?Why? 

5. Can you resist the temptation of advertisements?

6. If you have extra money,do you prefer to save it or spend it immediately?

7. How to manage money as a college student?

After interviewing some students for their views,please make a summary concerning the money issues.

1. What does financial literacy refer to ?

The ability to understand financial matters; 

The set of skills and knowledge;

Allows an individual to make informed and effective decisions through understanding of finances.

2. In the United States , what does Student Financial Aid refer to?

The funding intended to help students pay education expenses including tuition and fees, room and board, books and supplies, etc. for education at a college, university, or private school. 

Talking about spending habits:

Watch the video clip and discuss the following questions in pairs.

1.What are people’s views on money? Spend it or save it? Why?

2.Doyou agree with the speakers? Why?

 课文：

Spend or save —The student'sdilemma  花钱还是存钱，学生进退维谷