Three Basis Risks

FPA （FreeFrom Particular Average） 

WPA （WithParticular Average）

All Risks    

Additional Risks

Theft,Pilferage & Non-Delivery Risks (T.P.N.D)   

Freshand/or Rain Water Damage Risks                   

ShortageRisk = Risk of Shortage                             

Intermixture& Contamination Risks                        

LeakageRisk = Risk of Leakage                               

Clash& Breakage Risks                                            

Taint of Odor Risk                 

Sweating & Heating               

Hook Damage Risk                

Rust Risk = Risk of Rust        

Breakage of Packing Risk      

War Risk                                 

Strikes, Riots and Civil Commotions(S.R.C.C.)    

Partialloss                            

Particularaverage                 

Generalaverage                    

Totalloss                              

Actualtotal loss                    

Constructivetotal loss         

to arrange insurance   …on the goods against… risk for 110% ofinvoice value with the insurer  

to effect insurance …

to provide insurance…

to take out insurance… to cover insurance… 

Please insure against all risk. 

We have insured the goods WPA.

We noted that you wish to insure shipment to you for 110% above invoice value，whichis having our due attention.