【逐句解析】

1.     第一句中的“过去几年里”提示，翻译时要用现在完成时。此句比较简单，句中的“蓬勃发展”可以用thrive/prosper/flourish等词表示。

2.     翻译第二句时，“随着……的出现”可用固定表达方式“with the advent of…”译出；“成为一种趋势”可简单地翻译为 become a trend.

3.     翻译第三句时,“18到30岁的年轻人”可译为young people aged from 18 to 30； “构成”可译为constitute或makeup. 

4.     翻译第四句时，“宁愿    而不愿  ”可译为“would rather…than.”；此外注意不同付款方式所使用的介词不同。

5.     翻译第五句时，“鼓励人们多消费”可译为encouragepeople to spend/consume more,也可以简洁地翻译为encourage consumption。

6.     翻译第六句时,"专家预测"既可以像参考译文一样译为as引导的状语从句,后面的句子译为主句，也可以将其直接译为主句,后面的句子译为从句，即“Expertspredict that...”。“未来仍有很大发展潜力”日译为still has great potential for development in thefuture.

【参考译文】

The mobile payment market has thrived in China duringthe past few years. With the advent of the mobile Internet, mobile shopping hasgradually become a trend. Young people aged from 18 to 30 have constituted thelargest group of the mobile payment market. Because it is quite easy to make apayment by phone, many consumers would rather pay by mobile phone than in cashor by credit card. In order to encourage people to spend more, many storesoffer discounts to consumers who use the mobile payment. As is predicted byexperts, the mobile payment market in China still has great potential fordevelopment in the future.