视听说-Unit 5 Financial Management
Section A:Poem Appreciation
Read after the recording, paying attention to the pronunciation, intonation and stress of the words.

When You Are Old
By William Butler Yeats
When you are old and grey and full of sleep,
And nodding by the fire, take down this book,
And slowly read, and dream of the soft look,
Your eyes had once, and of their shadows deep;
How many loved your moments of glad grace,
And loved your beauty with love false or true,
But one man loved the pilgrim soul in you,
And loved the sorrows of your changing face;
And bending down beside the glowing bars,
Murmur, a little sadly, how Love fled,
And paced upon the mountains overhead,
And hid his face amid a crowd of stars.
当你老了
威廉·巴特勒·叶芝
当你老了,头发斑白,满是睡意,
炉火旁昏昏欲睡,取下这部诗集,
慢慢读,梦见你眼眸柔和的样子,
回想起它们曾经浓重的影翳。
多少人爱慕你优雅欢快的瞬息,
爱慕你的美丽,真情或是假意,
唯有一个人爱你朝圣者的灵犀,
爱慕你日渐沧桑脸上的哀戚。
弯下身来,靠近燃烧炽热的炉壁,
略带悲伤地呢喃,爱是如何消逝,
在头顶的山巅缓缓踱着步子,
把他的脸隐没在满天繁星里。
Section B Listening Practice
Task One: Listen to the conversation Salary Deduction and choose the best answer for each question you hear.



1.
A) The amount of his paycheck is less than he expected.
B) The amount of his paycheck is all deducted.
C) The amount of his paycheck is a lot.
D) The amount of his paycheck is up to his expectation.
2.
A) Federal income taxes.
B) State income taxes.
C) FICA.
D) Retirement contributions.
3.
A) They talk about Tom’s first paycheck.
B) They talk about Susie’s first paycheck.
C) Susie’s first paycheck was an eye opener for her.
D) Tom’s first paycheck is not left with a lot of money.
4.
A) Taxes for Social Security.
B) Taxes for Medicare.
C) Both of them.
D) Neither of them.
5.
A) Tom’s pay stub is juggled.
B) Tom’s paycheck includes deduction of child support.
C) Tom’s pay stub is forgotten at the party.
D) Tom’s paycheck is false account.
Task Two: Listen to the passage Strategies Against Financial Crisis and mark the statements T (true) or F (false).

___1. The spending plan can help you eliminate unnecessary expenses.
___2. You can reduce your expenses by giving up some signature wear and expensive cappuccino.
___3. The low-maintenance lifestyle causes you financial pains.
___4.Studies show that people will spend 25 percent to 30 percent less if they use cash only.
___5.The best bargains can help you buy more for less.
Task Three: Listen to a passage and choose the best answer for each question you hear.
Questions 16 to 18 are based on the passage you have just heard.
1 (16). A) Women. B) Men. C) Children. D) Adults.
2 (17). A) Australia. B) France. C) Mexico. D) The United States.
3 (18). A) 61%. B) 40%. C) 70%. D) 12%.
请在下面的章节测验中填写以上三个任务的答案。
Section C Watching and Listening
Task One: Now watch the video clip The Student Loan Crisis. Please get familiar with the words given below and then choose the best answer for each question.

1. Compared with a year’s tuition cost in 1952, the cost in 2012 is times more than it.
A) five B) six C) seven D) eight
2. The average graduate owes over dollars on students’ loans.
A) 35,000 B) 25,000 C) 45,000 D) 45,00
3. Which one is NOT true according to the passage?
A) Many students go back to college for more degrees and take on more debt.
B) Last year, at one private university, federal programs are the main source of its revenue.
C) Since 2005, the student loan default rate is three times higher than before.
D) The average graduate has to put off major life events.
Task Two: Now watch the video clip again and then fill in each blank with the contents you hear.
Every year, millions of Americans (1) in college. There is a huge increase in (2) cost and it’s getting out of control. To keep up their studies, students are borrowing more money. Total national student debt is even more than total national credit card debt. The reasons are as follows: credential (3) , easy access to loans and the decreasing value of American dollar. The student debt is (4) the future of America’s youths. It would be a question whether student loan is the best way to create a (5) better society.
请在下面的章节测验中填写以上两个任务的答案。

