《商业银行业务与经营》课程是金融学专业课模块长学段必修课。本课程介绍商业银行所从事的金融服务的环境、服务内容、银行监管和风险等相关知识。课程内容主要包括资本管理、负债管理、流动性和储备管理、贷款管理、表外业务、风险管理和内部控制等。本课程的主要任务是帮助学生掌握商业银行经营的基本原理和业务及风险管理，使学生掌握商业银行的各项业务及其管理，了解风险、制度、技术发展以及行业竞争等因素对银行业产生的影响，学会利用专业英语工具查找和分析英文相关文献。本课程通过融入商业银行经营管理中的真实案例，如资本金的管理、金融债券发行、贷款的发放和风险管理等，使学生深刻理解现代商业银行在社会经济中的作用和社会责任，明确银行从业人员需要具备的专业知识、诚实守信的品质以及责任感，坚定经世济国的使命和担当。 The course of Business and Operation of commercial bank is a compulsory course for the long learning section of the finance major course module. This course introduces the financial service environment, service content and relevant knowledge of commercial banks and their main competitors. The course contents mainly include capital management, debt management, liquidity and reserve management, loan management, off balance sheet business, risk management and internal control. The main task of this course is to help students master the basic principles and business and risk management of commercial banks, so that students can master various businesses and management of commercial banks, understand the impact of risk, system, technological development and industrial competition on the banking industry, and learn to use professional English tools to find and analyze English related documents. Through integrating real cases in the operation and management of commercial banks, such as capital management, financial bond issuance, loan issuance and risk management, this course enables students to deeply understand the role and social responsibility of modern commercial banks in the social economy, clarify the professional knowledge, honest and trustworthy quality and sense of responsibility that banking practitioners need to possess, and strengthen the mission and responsibility of economic countries.